which one is better? Conventional or FHA Watertown, NY

For 2025, the Conventional loan limit in Watertown, which is located in Jefferson county within NY, stands at $726,200. In contrast, the FHA limit applicable to a single-family home is $472,030. These financial limits serve as vital benchmarks for both buyers and investors to align their real estate strategies efficiently, ensuring well-informed decisions are made regarding property acquisition and investment.

Utilize the Lendersa® Conventional loan calculator to thoroughly explore and compare today's most favorable rates for Conventional, FHA, and USDA loans. This advanced tool facilitates a deep dive into essentials like income requirements, credit evaluations, reserves, and the documents necessary for gaining loan qualification. Our innovative mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options side by side, aiding you in deciding which financial program best suits your unique situation in NY. This strategic comparison empowers you to optimize your mortgage planning process effectively.

Explore diverse options for Conventional and FHA loans in Watertown, NY

The driving objective of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loan for you swiftly and with minimal hassle. Start your journey by selecting one of three strategically designed initial options, each crafted to link you with lenders and bespoke loan programs. This tailored approach ensures a streamlined and efficient loan application process, yielding optimal benefits and satisfaction.

Discover results of USDA loan requests through Lendersa

(406) 228-8231 Lender's profile and map Reviews First Community Bank Montana 540 2nd Ave S, Glasgow, MT, 59230 At First Community Bank, we define success as working together, because we know that when we do, we’re more effective getting things done for our customers. We also know that the best way to build a thriving community is to become invested in everyone’s success. We believe in the power of education and feel compelled to develop community education.
(970) 330-9728 Lender's profile and map Reviews Weld Community Credit Union 2555 47th Avenue, Greeley, CO, 80634 We have been a local business since 1936 and continue to live the Credit Union philosophy of "People Helping People". Weld Community Credit Union - All members are equal, every loan has a story... we listen. Every loan application is looked at by a real person. FREE ATM, FREE eChecking account, FREE debit card and friendly people.
(970) 336-1185 Lender's profile and map Reviews Home Team Lending 1019 37th Ave Ct, Greeley, CO, 80634 In 2000, Tonya Jenkins (“TJ”) had been in the mortgage business for seven years. She had worked as a single loan originator at a local bank and then moved to a manager of a regional mortgage company. She found herself wanting to build a mortgage team, which is when Home Team Lending was born.
(720) 470-5364 Lender's profile and map Reviews Acclaimed Lending LLC 2916 West 12th Street, Greeley, CO, 80634 Our mission is to help you achieve the dream of home ownership using education at the forefront. Our focus is on supporting you throughout every milestone of the lending process with transparent communication and by empowering you through knowledge.Our leading-edge processes allow for swift and precise approvals.
(281) 507-7336 Lender's profile and map Reviews Dash Home Mortgage Corporation 129 Circle Way, Suite A ½, Lake Jackson, TX, 77566 CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S
(719) 384-5901 Lender's profile and map Reviews The State Bank 124 Colorado Street, La Junta, CO, 81050 The State Bank is a financial institution located in La Junta, Colo. The bank offers a wide variety of checking and investment products and services to customers. It provides various checking products, including free checking, financial connection, Rediclub, business management and corporate accounts.
(719) 384-8131 Lender's profile and map Reviews The Colorado Bank & Trust Company 301 Colorado Ave, La Junta, CO, 81050 At Colorado Bank & Trust Company, we believe the customer always come first. No voice mail for our customers – every call is answered by an employee specially trained to get you the answers you need! The Bank opened its first branch in Pueblo, Colorado, on January 19, 2006. The new branch was built on the “Mesa” in eastern Pueblo.
(512) 352-8523 Lender's profile and map Reviews The City National Bank of Taylor 212 N. Main, Taylor, TX, 76574 Taylor, established in 1876, is a town of nearly 16, 250 located in the heart of Texas about 35 miles northeast of Austin, the state capital. The I&GN train tracks laid down through Williamson County quickly brought commerce and development to the newly settled town. City National Bank opened its doors in 1900
(970) 224-1300 Lender's profile and map Reviews Western States Bank 1520 E Mulberry St, Fort Collins, CO, 80524 Western States Bank is a bank with operations in three states. Western States Bank offers numerous mortgage programs including conventional, FHA, VA, reverse and construction mortgages. Western States Bank is a FREEandCLEAR Certified At our bank, you will find banking professionals who are dedicated to meeting your financial needs.
(970) 222-0816 Lender's profile and map Reviews TST Financial LLC 1318 s College Avenue, Suite 4, Fort Collins, CO, 80524 At TST Financial Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
(970) 407-8288 Lender's profile and map Reviews Excel Financial Group, LLC 123 N College Ave, Suite 230, Fort Collins, CO, 80524 Excel Financial Group is a Colorado home loan and mortgage company that provides exceptional, unsurpassed mortgage and refinance services at the lowest local rates available. Our mortgage brokers work directly with you to achieve a financial solution that is customized to your needs and circumstances.