FHA VS Conventional loan programs in Cold-Spring-Harbor, Suffolk County, New York
In 2025, the limit for Conventional loans in Cold-Spring-Harbor, Suffolk county, NY, is set at $970,800, whereas the FHA limit for a single-family residence is $970,800.
Use the Lendersa® Conventional loan calculator to explore and compare the day's best rates among Conventional, FHA, and USDA loans. It helps assess the needed income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to see Conforming Conventional loans next to USDA, FHA, and VA options, enabling you to select the optimal program in NY for your financial needs.
2025 Loan Limits and Down Payment Details in Cold-Spring-Harbor, County of Suffolk, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table is applicable to the zip codes: 11743, 11724
Conventional and FHA Loan Choices in Cold-Spring-Harbor, NY
The mission of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loans efficiently, without hassle. Choose one of three ways to find matched lenders and corresponding loan programs.
5635 NE Elam Young Parkway, Suite 308, Hillsboro, OR, 97124
Minuteman Mortgage exists to serve our local community and families by empowering our clients and business relationships at a moment’s notice through personalized financial education, transparency, and integrity so that they may achieve the American Dream and the pursuit of happiness.
PostCity Financial Credit Union is the full-service Credit Union for U.S. Postal workers - current and retired - and their families, in Southern California and in select Northern California counties near the Sacramento area. PostCity Financial has been providing high-quality, competitively priced loans, free checking accounts and all the convenient
3748 Bayer Avenue, Unit 104, Long Beach, CA, 90808
CalCom Federal Credit Union was founded as Licomto Federal Credit Union on February 28, 1968 serving the employees and family members of Little Company of Mary Hospital in Torrance, CA. As with most Credit Unions, a dedicated employee, Ms. Doris Anthony, conducted the entire Credit Union operation
Water and Power Community Credit Union was formed in 1936 by 10 employees of the Department of Water and Power (DWP). Through the years, WPCCU has helped members send their children to college, save for retirement, purchase a vehicle and a home. The credit union was the place where countless members turned to solve life's financial challenges.
3840 Woodruff Avenue, Suite 204, Long Beach, CA, 90808
Boardwalk Financial, a trusted company for 16 years, is a full service mortgage lender committed to providing its clients with the best mortgage products and advice available in the market today. Regardless of the challenge, Boardwalk Financial can help you buy the home of your dreams.
MJG Capital, our goal is simple Provide our clients with best-in-class mortgage programs and top-notch customer service.and also MJG Capital is able to provide a wide-variety of loan programs paired with unparalleled customer service to many Americans, purchasing a home is the keystone to financial security. Many people decide to buy a home,
GROW Mortgages is a welcoming lending firm based out of Long Beach, CA. We are passionate in advancing the well-being of our local community by empowering financial development through local homeownership, which promotes economic growth. Whether you are a first time home buyer, a real estate investor
Edgewater Financial (a trade name of Prestige Mortgage Services Inc.) is located in Salem, OR, and is Oregon’s premier mortgage broker. We understand that taking out a loan is an important process, which is why we want to make it as easy for you as possible. Our dedicated staff will be able to help you get the best loan possible.
5772 Bolsa Avenue, Suite 250, Huntington Beach, CA, 92649
We are "SERIOUS ABOUT SERVICE"! Our mission is to deliver the highest level of service, accountability and integrity to our customers while offering a broad portfolio of mortgage products. We'll also be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
5200 Warner Avenue, Suite 102, Huntington Beach, CA, 92649
We believe that every client deserves the best care and service when refinancing or purchasing the home of their dreams. We shop until we find a mortgage that meets your needs and have what it takes to make a difference. We work with multiple lenders and we are able to provide our clients with extremely competitive pricing.
