Explore the differences! FHA VS Conventional loan programs in Cold-Spring-Harbor, Suffolk County, New York
In 2025, the limit for Conventional loans in Cold-Spring-Harbor, Suffolk county, NY, is set at $970,800, whereas the FHA limit for a single-family residence is $970,800.
Use the Lendersa® Conventional loan calculator to explore and compare the day's best rates among Conventional, FHA, and USDA loans. It helps assess the needed income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to see Conforming Conventional loans next to USDA, FHA, and VA options, enabling you to select the optimal program in NY for your financial needs.
2025 Loan Limits and Down Payment Details in Cold-Spring-Harbor, County of Suffolk, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table is applicable to the zip codes: 11743, 11724
Conventional and FHA Loan Choices in Cold-Spring-Harbor, NY
The mission of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loans efficiently, without hassle. Choose one of three ways to find matched lenders and corresponding loan programs.
First Keystone Community Bank, a subsidiary of First Keystone Corporation (Stock Symbol: FKYS.ob), has been owned and operated by local men and women since 1864. First Keystone Community Bank has grown from one 18'x 25' building in Berwick to eighteen full-service offices throughout Columbia, Luzerne, Monroe and Montour Counties.
107 Beach Road, Suite 101, Vineyard Haven, MA, 02568
Martha's Vineyard Mortgage! We specialize in purchases and refinances of all types offering the most competetive rates and stellar service. Island residents and Owners/Brokers Polly K. Bassett and Carol Borselle have each been in the mortgage business on the Vineyard for over 25 years, and have relationships with realtors
175 Highland Ave, Suite 303, Needham Heights, MA, 02494
Our goal is to offer you great friendly and professional service. Rates and fees will be reasonable, fair and affordable. As mortgage brokers, Mortgage Resources works with many lenders and investors. With literally hundreds of different and unique programs to choose from, our mortgage specialists
Direct Federal is a community chartered credit union. This means that ANYONE who lives, works (or regularly conducts business in), worships, or attends school in Norfolk or Middlesex Counties, Massachusetts; or, has an immediate family member that lives, works (or regularly conducts business in), worships, or attends school in Norfolk
Fantini & Gorga delivers creative, cost-efficient real estate financing to its borrower clients who include investors, developers, and corporations.
Our access to capital is unsurpassed, founded on long-nurtured relationships and powerful transaction volume. Following over 300 capital sources in a uniquely disciplined.
220 Reservoir Street, Suite 4, Needham Heights, MA, 02494
We are a private lender to investors in the real estate community. We specialize in working with fix and flip rehabbers and builders of new construction. What makes us unique is we are builders ourselves so we know the business and can work quickly to close a loan for a good investor!
The mission of CACL Federal Credit Union is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with specific intent of helping members gain some particular measure of personal financial success.
PCT Federal Credit Union was established in 1962 by a group of teachers. It began its operation out of the Treasurer’s home, later a storeroom in a school, then once again in home of the prevailing Treasurer and at present occupies a building at 2203 Cranberry Highway in West Wareham
Wheel House Mortgage Services Corporation d/b/a Wheel House Mortgage Services
36 North Bedford Street, Suite C17A, East Bridgewater, MA, 02333
Wheel House Mortgage Services, a professional mortgage company specializing in variety loans in whole state of Massachusetts. At Wheel House Mortgage Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants.
We’re the Adirondack Trust Company, and we go above and beyond to create solutions for people, businesses and our community.
As a successful independent Bank that’s been serving this area for more than a century, we are vested in your success and committed to taking you and our community to greater heights.
