In 2026, the loan limit for a Conventional loan in Centerport, situated in the county of Suffolk, NY, is $1,089,300. For FHA loans, the limit for a single-family home is set at $1,089,300.
The Lendersa® Conventional loan calculator helps you compare today's best rates among Conventional, FHA, and USDA loans, assisting you in determining the income, credit score, reserves, and documents required to qualify. Our sophisticated mortgage calculator provides a side-by-side analysis of Conforming Conventional loans, USDA, FHA, and VA options, enabling you to select the best program for your financial needs in NY.
Explore loan offers from an array of 100 lenders
| Loan Type | Maximum Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
This table pertains to zip codes: 11721
Lendersa® aims to swiftly secure the best Conventional, USDA, or FHA loans with minimal hassle. Choose from three starting options to connect with potential lenders and programs that fit your needs.
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