FHA VS Conventional loan programs in Elwood, Suffolk County, New York

In the year 2025, the cap for Conventional loans in Elwood, within the county of Suffolk, NY, is $1,089,300. Conversely, the FHA loan limit set for a single-family property is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to contrast today's leading rates between Conventional, FHA, and USDA options. This tool helps determine the essential income, credit status, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA loans side by side, assisting you in selecting the best program in NY suited to your financial scenario.

Explore loan proposals from a myriad of 100 lenders

2025 Loan Limits and Down Payment Requirements in Elwood, County of Suffolk, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison chart is relevant to zip codes: 11743, 11731

Investigating Conventional and FHA Loan Choices in Elwood, NY

Lendersa® is dedicated to offering you the most favorable Conventional, USDA, or FHA loans efficiently and seamlessly. Begin by selecting one of three options that lead to matched lenders and loan offerings.

Lendersa showcasing USDA loan request outcomes


  • Cascade Mortgage Co
  • 19717 Mount Bachelor Dr, Suite 258, Bend, OR, 97702
  • Cascade Mortgage company, where we specialize in residential mortgages. At Cascade Mortgage company, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Centralbanc Mortgage
  • 2800 156th Ave SE, Bellevue, WA, 98007
  • Heritage Bank was founded in 1927 with the belief that when banks and neighbors work together, great communities grow stronger. Heritage has remained true to this vision—and close to our roots—offering financial solutions that put our customers and local businesses first. Perhaps that's why our company has grown from a single location
  • Procura Mortgage Company
  • 3181 156th Ave SE, Suite B, Bellevue, WA, 98007
  • Procura Mortgage Company strives to exceed the expectations of borrowers by always following our core values of service and convenience. We are committed to helping you achieve the goal of homeownership by providing clear and concise communication.values of service and convenience.
  • Avenue One Capital Inc
  • 2018 156th Ave NE, Suite 100, Bldg F, Bellevue, WA, 98007
  • Avenue One Capital Inc, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity and also We’re a mortgage firm specializing in providing custom tailored mortgage solutions to our clients via our mortgage planning process and Licensed in TX, TN, CA, WA, OR, ID, CO, FL, OK
  • DML Capital
  • 2018 156th Ave NE Building F, Suite 100, Bellevue, WA, 98007
  • DML Capital Mortgage is an independent mortgage lender headquartered in the Seattle Area, WA. We are a retail direct lender well positioned to serve the diverse needs of today’s borrowers. We offer a vast array of loan products to provide our borrowers the best options available.
  • Jensen Kelly
  • 15608 SE 224th Street, Kent, WA, 98042
  • "At Jensen Kelly LLC we have spent years cultivating relationships not only with our clients, but also with the top quality lenders we broker loans through. We pride ourselves on remaining informed and updated on the continually evolving lending industry. This allows us, as professionals,"
  • Cascadia Mortgage
  • 23302 139th Avenue South East, Kent, WA, 98042
  • The Cascadia Mortgage team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Pinnacle 1 Mortgage LLC
  • 15423 South East 272nd Street, Suite 110, Kent, WA, 98042
  • Pinnacle 1 Mortgage was established by Jeff Coates (LO#: 130695) in June of 2006. Jeff and his staff are well established in the community and pride themselves in excellent Customer Service. Jeff establishes relationships with his clients and provides them with the necessary information to insure a positive transaction.
  • Integrity First Mutual Mortgage LLC
  • 16000 Mill Creek Blvd, Suite 202, Mill Creek, WA, 98012
  • Integrity First Mutual Mortgage is totally committed to providing you with world-class service that is above and beyond expectations. We promise to work with the utmost integrity that is beyond reproach. Our mission is to serve our customers with honesty and competence. Moreover, our decades of experience.
  • Access Business Finance
  • 14205 S.E. 36th Street, Suite 350, Bellevue, WA, 98006
  • Access Business Finance is a U.S. asset-based lender that provides working capital for businesses unable to qualify for traditional bank financing. Our creative asset-based loans, commercial lines of credit, real estate loans and factoring rebuild your business’s financial strength.