For 2025, within Copake, county of Columbia, in NY, the limit for conventional loans is $726,200, whereas the FHA limit for a single-family house is $472,030.
Leverage the Lendersa® Conventional loan calculator to evaluate the top rates for Conventional vs. FHA and USDA loans today. Discover the requirements for income, credit, reserves, and documents for qualification. Our advanced calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in selecting the best program suited to your financial needs in NY.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to zip codes: 12516, 12517, 12521, 12529
Lendersa® prioritizes providing the best Conventional, USDA, or FHA loans quickly and without hassle. Start with one of three tailored approaches to connect with the right lenders and programs.
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