Explore the differences! FHA VS Conventional loan programs in North-East, Dutchess County, New York
During 2025, the specified limit for a conventional loan in North-East, situated in Dutchess county, NY, is $726,525. For a single-family residence, the FHA limit is $420,680.
The Lendersa® Conventional loan calculator allows you to compare premier rates for Conventional, FHA, and USDA loans today, helping to determine the income, credit, reserves, and documentation needed for qualification. This advanced mortgage calculator displays options for Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in making the best choice for your financial scenario in NY.
Loan Limits and Down Payment Requirements for 2025 in North-East, Dutchess County, NY
Type of Loan
Loan Limit
Down Payment
Conventional Conforming
$726,525
3%
USDA
$581,220
0%
FHA
$420,680
3.5%
This chart applies to the zip codes: 12567, 12546, 12501
Discover Conventional and FHA Loan Options in North-East, NY
The purpose at Lendersa® is to swiftly connect you to the most suitable Conventional, USDA, or FHA loan, ensuring a hassle-free experience. Begin with one of the three provided pathways that guide you to compatible lenders and programs:
We specialize in helping find the best mortgage loan for you. We sincerely care and take pride in what we do. This, combined with our expertise, is what makes us a success in helping so many families across Florida not only close on their dream home but finance it the best way available for them.
Bart started The Rice Financial Group with one goal in mind, personalized customer service. He believes in maintaining an organic feel, with a handshake approach. One of the company mottos is “love your neighbor as yourself.” This personal approach to securing loans distinguishes the RFG while providing an exceptional client experience.
Stone Bank understands the special needs of agricultural producers and rural homeowners. Our farm lenders are trained specialists with the training and expertise to understand all facets of poultry and cattle lending. We understand the complexities that can be associated with poultry and cattle loans, which is why we custom tailor agriculture loans
2424 Enterprise Road, Suite F, Clearwater, FL, 33763
We offer the most competitive interest rates in the mortgage industry and the lowest closing costs. Our streamlined approval and in-house processing allows for personal attention to your loan and on time closings with no unpleasant surprises.Our loan officers work individually with each client to find the best loan for your needs.
Cornerstone Mortgage Solutions, located in Pensacola FL, has been committed to providing excellent service to our clients with a variety of loan programs and competitive rates for over 10 years! Our outstanding mortgage loan originators will work with you one on one to ensure that you get a financial solution
Our mission at Achieva Credit Union is to provide financial solutions that help members simplify their lives and achieve their goals.
Established along Florida’s Suncoast in 1937, Achieva Credit Union provides GOOD banking experiences to people from all walks of life. Unlike a bank, we are not-for-profit,
Great Southern Bank, headquartered in Springfield, Missouri, was founded in 1923 with a $5, 000 investment and six employees. In 1989, the bank became a publicly traded company (NASDAQ: GSBC) and has since grown into a multi-state franchise serving customers primarily in the Midwest.
"At Multipli Credit Union, we work to make your life easier through better interest rates, fewer fees and more personal service than you could ever get at a bank.
Every day, you’re trying to stretch that dollar. You’re trying to do more with less. Make ends meet. And bring home the things you need and want.
In 1902, Fred and George Schaller started the Citizens Bank as a private banking business with deposits of $70, 000.00. Since that time the bank has remained locally owned and managed by the Schaller family through the currency crisis of 1907, the depression of the 1930's, the agricultural crisis of the 1980's and the financial crisis of 2008.
That’s the nature of being a part of Central Bank. Our small-town roots and dedication to the communities we serve push us to help our customers and communities to accomplish great things. We’re family-owned and decisions are made locally, not in a distant skyscraper. Whether it’s a mortgage, a small-business loan
Gulf Winds Credit Union provides a wide range of accounts and banking services designed to help members live their best financial lives. In other words, banking with Gulf Winds isn’t just banking; it’s a relationship developed by helping you live life on your own terms. we focus on finding banking solutions that empower you