FHA VS Conventional loan programs in 2025 for Cornwall, Orange County, New York

In 2025, within Cornwall, located in county Orange, NY, the Conventional loan cap is $726,525, whereas the FHA limit for a single-family residence is $472,030.

Take advantage of Lendersa®'s Conventional loan calculator to examine today's best rates across Conventional, FHA, and USDA loans, and identify the income, credit, reserves, and documents required to qualify. This advanced tool shows you the Conforming Conventional loans, USDA, FHA, and VA, side by side, to aid your decision-making process regarding the ideal program for your financial needs in NY.

Review loan offers from over 100 lenders

2025 Loan Limits and Downpayment Details in Cornwall, County of Orange, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,525 3%
USDA $581,200 0%
FHA $472,030 3.5%

This comparison applies to the following zip codes: 12553, 10953, 12518, 12520, 10930, 12577

Options for Conventional and FHA Loans in Cornwall, NY

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loans quickly and without hassle. Choose one of the three starting points to find matching lenders and loan programs.

Lendersa USDA loan request and corresponding results


  • Sycamore Bank
  • 301 East Main, Senatobia, MS, 38668
  • It all started in 1900, when a group of 35 local businessmen and farmers established Senatobia Bank as a home owned, community bank dedicated to providing banking services in a friendly and effective manner. We have stayed a community bank throughout all these years; even today, most of the shareholders of our holding company.
  • Local 606 Electrical Workers Federal Credit Union
  • 820 Virginia Dr, Orlando, FL, 32803
  • Local 606 Electrical Workers Federal Credit Union is a not-for-profit cooperative financial institution, owned by our members. Each member has one vote in elections, which are held annually in order to select members to serve on the Board of Directors. These volunteers represent various member companies, which in turn offer credit union benefits.
  • Florida Home Loans
  • 937 N Magnolia Avenue, Orlando, FL, 32803
  • We essentially perform the same duties but offer different services. Those services occur before and after the transaction is completed. All Loan Officers can offer a client a 10, 15, 20, or 30 year mortgage at a competitive interest rate. They can make you promises about their advanced technology and services.
  • Nationwide Mortgage Advisors LLC
  • 230 East Marks Street, Orlando, FL, 32803
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lending Programs LLC
  • 1060 Woodcock Road, Orlando, FL, 32803
  • "With more than 26 years in business, we have gained the insight to effectively assist you in matters such as home purchases and refinances. We are experienced in residential, investment, and commercial real estate. Our team observes and analyzes market trends, and we are highly knowledgeable in the real estate buying and selling process."
  • My Hometeam Funding
  • 2021 East Robinson Street, Orlando, FL, 32803
  • My Hometeam Funding works with multiple lenders, we are able to provide our clients with extremely competitive pricing on a wide base of Mortgage Programs. We have partnered with America's largest wholesale lender to deliver the lowest rate and cost loans in the mortgage industry.
  • Absolute Home Loan Services, LLC
  • 3008 E Robinson St, Orlando, FL, 32803
  • The Absolute Home Loan Services, LLC Team is your premiere mortgage team serving both Georgia and Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in both Georgia and Florida.
  • Town & Country Mortgage Services
  • 937 N Magnolia Ave., Orlando, FL, 32803
  • We have built a strong reputation as an outstanding mortgage brokerage firm,serving the lending needs of real estate professionals, builders & individual homebuyers throughout the state.We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.