FHA VS Conventional loan programs in Dobbs-Ferry, Westchester County, New York

In 2026, the limit for conventional loans in Dobbs-Ferry, in the county of Westchester, NY, stands at $970,800, while the FHA limit for a single-family home is $970,800.

Utilize the Lendersa® Conventional loan calculator to explore today's foremost rates across Conventional, FHA, and USDA options. Assess income, credit, reserves, and necessary documents for qualification. Through our comprehensive mortgage calculator, compare Conforming Conventional loans, USDA, FHA, and VA programs side by side, making it easier to select the best option for your financial needs in NY.

Investigate loan offers from a variety of 100 lenders

2026 Loan Limits and Down Payment Requirements in Dobbs-Ferry, County of Westchester, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

The above table applies to the following zip codes: 10522

Exploring Conventional and FHA Loan Options in Dobbs-Ferry, NY

At Lendersa®, our ambition is to connect you with the most suitable Conventional, USDA, or FHA loan quickly and effortlessly. Engage with one of three initial strategies to find aligning lenders and loan alternatives.

USDA loan requests and results with Lendersa


  • BUCKHEAD HOME LOANS
  • 9755 Dogwood Road, Suite 250, Roswell, GA, 30075
  • Buckhead Home Loans is committed to helping those in the Metro Atlanta area, and all of Georgia, find the right mortgage product for their needs. Whether you are looking to refinance or are a first-time home buyer looking for a home loan, we have a full line of mortgage programs to meet your needs.

  • RELIANT MORTGAGE SOLUTIONS LLC
  • 4718 Childers Pond Overlook, Roswell, GA, 30075
  • "Reliant can pre-qualify within 15 minutes when you submit your application and process it through automated underwriting.
    Save time and stress and let Reliant submit your file to underwriting without a home identified!
    Sellers will pay attention that you are pre-approved not just pre-qualified!"

  • Southeast Private Lending
  • 9755 Dogwood Rd Ste. 250, Roswell, GA, 30075
  • Southeast Private Lending is a division Northbridge Properties, LLC.
    For over 30 years, the private lending group at Southeast Private Lending has been providing hard money loans to individuals who cannot quality for conventional bank loans.

    Based out of Atlanta, Georgia, Southeast Private Lending is at the forefront of the hard money lending i

  • Glacier Hills Credit Union
  • 2150 S Main Street, West Bend, WI, 53095
  • We were founded in 1934 by employees of West Bend Aluminum Company to provide affordable access to financial services for employees. Much has changed in the financial arena since 1934, but the mission remains the same - People helping people to improve the financial well-being of each member.

  • Waukesha State Bank
  • 151 E. St. Paul Avenue, Waukesha, WI, 53187
  • Waukesha State Bank is one of the largest locally owned and independent Banks in Wisconsin. Since our modest beginning in 1944, we have been serving the financial needs of the community with a personalized, one-on-one approach to Banking, and an emphasis on customer service and community involvement.

  • Tri-Star Financial Group
  • 1300 Wentworth Drive, Gallatin, TN, 37066
  • At Tri-Star Financial Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available

  • Cambridge Mortgage Inc
  • 115-B East Main St, Gallatin, TN, 37066
  • The lending specialists at Cambridge Mortgage, Inc. are eager to help you secure the mortgage you need to make your home ownership dreams a reality. Since 1998, our BBB accredited team of lending professionals have helped thousands of home buyers become homeowners. Whether you need a fixed rate, adjustable rate, or balloon mortgage for your home.

  • Credit Union 1
  • 200 E Champaign Avenue, Rantoul, IL, 61866
  • Our History: In 1958, Chanute Military Credit Union opened its doors on the Chanute Air Force Base in Rantoul, Illinois to serve military personnel and their families. With the government's announcement of plans to close the Chanute Air Force Base, plans were made to expand the credit union in order to continue to serve those faithful.

  • KCT Credit Union
  • 111 South Hawthorne Street, Elgin, IL, 60123
  • Chartered in 1937, KCT Credit Union was formed through the tireless efforts of Miss Martha Black, a teacher in the then Elgin Public Schools District, and Mr. E. Earl McCoy, then Kane County Superintendent of Schools. Since that day we have been dedicated to living the credit union philosophy of people helping people.

  • Crystal Lake Bank & Trust Company, National Association
  • 70 N. Williams St, Crystal Lake, IL, 60014
  • Crystal Lake Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.

  • Home State Bank
  • 40 Grant Street, Crystal Lake, IL, 60014
  • You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We are committed to getting you the most from your mortgage plan.