FHA VS Conventional loan programs in Dobbs-Ferry, Westchester County, New York

In 2025, the limit for conventional loans in Dobbs-Ferry, in the county of Westchester, NY, stands at $970,800, while the FHA limit for a single-family home is $970,800.

Utilize the Lendersa® Conventional loan calculator to explore today's foremost rates across Conventional, FHA, and USDA options. Assess income, credit, reserves, and necessary documents for qualification. Through our comprehensive mortgage calculator, compare Conforming Conventional loans, USDA, FHA, and VA programs side by side, making it easier to select the best option for your financial needs in NY.

Investigate loan offers from a variety of 100 lenders

2025 Loan Limits and Down Payment Requirements in Dobbs-Ferry, County of Westchester, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

The above table applies to the following zip codes: 10522

Exploring Conventional and FHA Loan Options in Dobbs-Ferry, NY

At Lendersa®, our ambition is to connect you with the most suitable Conventional, USDA, or FHA loan quickly and effortlessly. Engage with one of three initial strategies to find aligning lenders and loan alternatives.

USDA loan requests and results with Lendersa


  • HECM Senior Home Financing
  • 5730 Old Cheney Highway, Orlando, FL, 32807
  • Our company was founded with the goal of helping senior citizens live out the best retirements possible by utilizing a Home Equity Conversion Mortgage (HECM). One of the biggest barriers to a happy retirement is having liquid cash. Our company can help senior citizens overcome this barrier by providing a way for them to buy their primary home
  • First South Financial Credit Union
  • 3731 Austin Peay Highway, Memphis, TN, 38128
  • First South Financial Credit Union is a member-owned, federally insured financial institution serving over 64, 000 members throughout the world. Recognized as a leader in strength, stability and service, we are ranked among the top 1% of financial institutions in the entire country by independent rating organizations.
  • BankFirst Financial Services
  • 900 Main Street, Columbus, MS, 39701
  • BankFirst is headquartered in Columbus, Mississippi with extensive corporate operations in Macon, Mississippi. Established in 1888 with one location, we currently operate 30 branch locations in Mississippi and Alabama and three loan production offices in Biloxi, Brookhaven and Oxford, Mississippi. We have been a Community Development Financial Inst
  • JD Lending Group Inc.
  • 1412 W Colonial DR, Suite 100, Orlando, FL, 32804
  • JD Lending Group Inc. offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time home buyer, buying a second home, or interested in refinancing your mortgage, we're here to guide you through the process. We work with over 25 of the nation's top lenders
  • FidusFi
  • 1209 Edgewater Drive, Suite 200, Orlando, FL, 32804
  • FidusFi, you can get the best of both worlds. Private and Institutional financing for Real Estate Investors Across the U.S. Rates available from 5.00% on residential rentals, and from available from 8.00% for rehab projects. Fixed Rates are often available and terms are available up to 30 years. Foreign National and Non-Recourse Specialists.
  • Local 606 Electrical Workers Federal Credit Union
  • 820 Virginia Dr, Orlando, FL, 32803
  • Local 606 Electrical Workers Federal Credit Union is a not-for-profit cooperative financial institution, owned by our members. Each member has one vote in elections, which are held annually in order to select members to serve on the Board of Directors. These volunteers represent various member companies, which in turn offer credit union benefits.
  • Florida Home Loans
  • 937 N Magnolia Avenue, Orlando, FL, 32803
  • We essentially perform the same duties but offer different services. Those services occur before and after the transaction is completed. All Loan Officers can offer a client a 10, 15, 20, or 30 year mortgage at a competitive interest rate. They can make you promises about their advanced technology and services.
  • Nationwide Mortgage Advisors LLC
  • 230 East Marks Street, Orlando, FL, 32803
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lending Programs LLC
  • 1060 Woodcock Road, Orlando, FL, 32803
  • "With more than 26 years in business, we have gained the insight to effectively assist you in matters such as home purchases and refinances. We are experienced in residential, investment, and commercial real estate. Our team observes and analyzes market trends, and we are highly knowledgeable in the real estate buying and selling process."
  • My Hometeam Funding
  • 2021 East Robinson Street, Orlando, FL, 32803
  • My Hometeam Funding works with multiple lenders, we are able to provide our clients with extremely competitive pricing on a wide base of Mortgage Programs. We have partnered with America's largest wholesale lender to deliver the lowest rate and cost loans in the mortgage industry.
  • Absolute Home Loan Services, LLC
  • 3008 E Robinson St, Orlando, FL, 32803
  • The Absolute Home Loan Services, LLC Team is your premiere mortgage team serving both Georgia and Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in both Georgia and Florida.