FHA VS Conventional loan programs in Tappan, Rockland County, New York

In 2026, the Conventional loan limit in Tappan, which is situated in Rockland county, NY, is set at $1,089,300. Meanwhile, for FHA loans, the limit applicable to a single-family residence is $1,089,300.

The Lendersa® Conventional loan calculator can be utilized to analyze the best current rates between Conventional, FHA, and USDA loans. It will assist you in determining the necessary income, credit, reserves, and required documents for qualification. This advanced mortgage calculator places Conforming Conventional loans, USDA, FHA, and VA products side by side, aiding in your decision about which program best suits your financial needs within NY.

Browse and compare loan offers from a collection of 100 lenders

The 2026 loan limits and down payment requirements in Tappan, the county of Rockland, NY

Loan Type Maximum Loan Limit Minimum Down Payment Required
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This table is applicable to the following zip codes: 10964

Diverse loan options for Conventional and FHA loans in Tappan, NY

The primary goal of Lendersa® is to facilitate obtaining the best Conventional, USDA, or FHA loan promptly and with minimal hassle. Start your journey by selecting one of three initial pathways, leading to numerous matching lenders and loan programs.

Results of Lendersa's USDA loan request matches


Tappan Lenders

  • SUMA Federal Credit Union
  • 125 Corporate Boulevard, Yonkers, NY, 10701
  • Lends in New York
  • SUMA (Yonkers) Federal Credit Union is a full service member owned financial institution with assets in excess of $400, 000, 000 and over 7, 000 members. We have been serving our members in Yonkers, NY, Spring Valley, NY, Stamford, CT, New Haven, CT and vicinities for over 55 years.

  • ARLINGTON FINANCIAL CORPORATION
  • 35 E Grassy Sprain Rd #300, Yonkers, NY, 10710
  • Lends in New York
  • We’re a full service mortgage brokerage company with an experienced staff offering expertise in every area of mortgage brokering.. from purchases to refinances.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan – with the best rates, terms and costs – to meet our clients.

  • Starr Mortgage Company Inc
  • 15 North Mill Street, Suite 215, Nyack, NY, 10960
  • Lends in New York
  • Starr Mortgage Company, Inc. has quickly become a benchmark in the mortgage industry. Our headquarters is located in Nyack, NY in the historic Hudson Valley Region of New York, however our area of influence and expertise ranges all the way from Rockland and Westchester Counties, throughout all 5 boroughs of New York City.

  • Educational & Governmental Employees FCU
  • 333 N Central Avenue, Hartsdale, NY, 10530
  • Lends in New York
  • Established in 1937, Educational and Governmental Employees Federal Credit Union is a safe, secure, and full service financial institution, serving nearly 7, 300 members. We pride ourselves on offering outstanding service and providing members with the tools and resources for a brighter financial future.

  • Palisades Credit Union
  • 300 N Middletown Road, Suite 6, Pearl River, NY, 10965
  • Lends in New York
  • Palisades Credit Union is a not-for-profit organization founded in 1941 with a vision of building valued relationships through a lifetime of financial solutions. As the largest Rockland County based Credit Union, we provide a suite of full service banking products and services. Membership to Palisades Credit Union