Explore the differences! FHA VS Conventional loan programs in Hastings-on-Hudson, Westchester County, New York

In 2026, the conventional loan limit for Hastings-on-Hudson in Westchester County, NY is set at $1,089,300. The FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to assess today's best rates across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA programs side by side, helping you choose which program in NY fits your financial needs.

Compare offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Hastings-on-Hudson, Westchester County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This table is applicable to zip codes: 10706

Options for Conventional and FHA Loans in Hastings-on-Hudson, NY

The objective of Lendersa® is to swiftly provide you with the optimal Conventional, USDA, or FHA loan without hassle. Start from one of three options to connect with matching lenders and suitable loan programs.

Review USDA loan request results with Lendersa


Hastings-on-Hudson Lenders

  • ARLINGTON FINANCIAL CORPORATION
  • 35 E Grassy Sprain Rd #300, Yonkers, NY, 10710
  • Lends in New York
  • We’re a full service mortgage brokerage company with an experienced staff offering expertise in every area of mortgage brokering.. from purchases to refinances.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan – with the best rates, terms and costs – to meet our clients.

  • SUMA Federal Credit Union
  • 125 Corporate Boulevard, Yonkers, NY, 10701
  • Lends in New York
  • SUMA (Yonkers) Federal Credit Union is a full service member owned financial institution with assets in excess of $400, 000, 000 and over 7, 000 members. We have been serving our members in Yonkers, NY, Spring Valley, NY, Stamford, CT, New Haven, CT and vicinities for over 55 years.

  • Educational & Governmental Employees FCU
  • 333 N Central Avenue, Hartsdale, NY, 10530
  • Lends in New York
  • Established in 1937, Educational and Governmental Employees Federal Credit Union is a safe, secure, and full service financial institution, serving nearly 7, 300 members. We pride ourselves on offering outstanding service and providing members with the tools and resources for a brighter financial future.

  • Faze One Funding Limited Liability Company
  • 10 Rutland Road, Scarsdale, NY, 10583
  • Lends in New York
  • Faze One Funding, LLC is a Mortgage Broker offering automated tools, cutting-edge technology, and excellent customer service for originating forward and reverse loans. Faze One offers great rates and superb customer service. Faze One believes that You’re Always #1. We offer borrowers a wide variety of mortgage programs.

  • CITYSCAPE MORTGAGE CORP.
  • 700 WHITE PLAINS ROAD, SUITE 334, Scarsdale, NY, 10583
  • Lends in New York
  • Cityscape Mortgage Corp. we understand that whether you are buying a home, refinancing your current mortgage, or pursuing a reverse mortgage you are entrusting us with your most significant financial decisions. Our mission is to make this process as effortless as possible for our clients, by providing the expert guidance they need.

  • HOM Commercial
  • 133 Parkway Rd, Bronxville, NY, 10708
  • Lends in New York
  • Welcome to Houlihan & O’Malley Commercial Real Estate Services. Backed by the experience of a family that’s been in the real estate business since 1891, the commercial services division of Houlihan & O’Malley specializes in commercial brokerage, private mortgages, commercial appraisals and advisory services.

  • Houlihan & O'Malley
  • 133 Parkway Road, Bronxville, NY, 10708
  • Lends in New York
  • Joe Houlihan started his Real Estate career in 1984 as an appraiser, running Houlihan & O’Malley’s ‘Residential’ appraisal division. He interacted with Realtors on a regular basis and felt a natural attraction to real estate sales. In 1998, Joe founded the Residential Sales Group at Houlihan & O’Malley with the dream of creating a boutique real est

  • M1 Capital Corp
  • 50 Main St, Suite 1000, White Plains, NY, 10606
  • Lends in New York
  • M1 Capital Corp. is based in White Plains and New York City, New York and specializes in acquisition financing and refinancing outstanding CRE loans, restructuring current debt and delivering smart, effective solutions through a variety of loan options: conventional financing, private equity real estate lending, SBA 504 and 7a programs.