Explore the differences! FHA VS Conventional loan programs in Hastings-on-Hudson, Westchester County, New York

In 2025, the conventional loan limit for Hastings-on-Hudson in Westchester County, NY is set at $1,089,300. The FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to assess today's best rates across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA programs side by side, helping you choose which program in NY fits your financial needs.

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2025 Loan Limits and Down Payment Requirements in Hastings-on-Hudson, Westchester County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This table is applicable to zip codes: 10706

Options for Conventional and FHA Loans in Hastings-on-Hudson, NY

The objective of Lendersa® is to swiftly provide you with the optimal Conventional, USDA, or FHA loan without hassle. Start from one of three options to connect with matching lenders and suitable loan programs.

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  • Farmers Bank - Idaho
  • 914 Main Street, Buhl, ID, 83316
  • The Bank will provide quality services & products in a safe & secure environment at competitive prices to our customers. The Bank will provide services & products by friendly, competent people who are well trained, adequately compensated, & treated fairly. Farmers Bank will be an active member of the community with a tradition of financial support.
  • Idaho First Bank
  • 475 Deinhard Ln, McCall, ID, 83638
  • Idaho First Bank is a Bank with operations in fifty states. Idaho First Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse, construction, credit-challenged borrower, zero down mortgage, physician loans and Good Neighbor Next Door Program mortgages
  • American Southwest Credit Union
  • 3090 E Fry Blvd, Sierra Vista, AZ, 85635
  • We are a Co-Op and we help you thrive! By providing personal and business financial services to our members, with local decision making and local community investments, everyone benefits. We truly care about the success and financial well-being of our members. And when our members prosper, so do our communities.
  • A&A Funding Corporation
  • 10031 E. Dynamite Blvd Suite 230, Scottsdale, AZ, 85262
  • A & A Funding Corp was founded in 1982 by Hugh Anderson. Hugh at the time had extensive experience in the real estate industry starting in 1970 but created A & A Funding Corp to expand his private money lending services. In 2008, his two sons Wayne and Brad Anderson purchased A & A Funding Corp., making it a multi-generational business.
  • Northern Arizona Mortgage Corporation
  • 707 E Mingus Avenue, Cottonwood, AZ, 86326
  • We have been serving Northern Arizona since 1985 and our mission has always been to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome
  • Freedom Northwest Credit Union
  • 303 Main Street, Kamiah, ID, 83536
  • Freedom Northwest Credit Union was founded in 1963 by a dedicated group of volunteers, and we operated under the name Kamiah Community Credit Union until June 2016. From very humble beginnings, guided by the vision and strong leadership of committed volunteers, we have grown to serve 12,000 members with total assets of $426 million.
  • Hard Money, LLC
  • 4333 S Avenida De Angeles, Gold Canyon, AZ, 85118
  • Arizona's HARD MONEY, LLC makes DIRECT, private bridge loans. Call/e-mail/text now to get a quick answer. Loans can be funded in as little as 5 business days; our customers come 1st. We specialize in rehab/flip loans with advances of 60-70% of the "after repaired" value. Your loan will be secured by a first trust deed on real estate.
  • Lending Arizona, LLC
  • 3531 North Pantano Road, Tucson, AZ, 85750
  • Lending Arizona, LLC Full Service Mortgage Broker-Lending Arizona LLC is a full service mortgage broker serving the Tucson, AZ area. For over 15 years lending Arizona, llc has been helping simplify the home mortgage loan process from start to finish. We have the tools to help you find the right mortgage rate, loan.
  • Madera Financial
  • 6890 E Sunrise Dr, Suite 120, Tucson, AZ, 85750
  • Madera Financial, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best-mortgage for you and your family.
  • Tucson mortgage
  • 1885 N Kolb Rd, Tucson, AZ, 85715
  • We are EXTREMELY responsive to inquiries, so if you need a quickly reply just let us know. If you’d prefer a telephone call, no problem – WILL DO! Just let us know! We’re here to help YOU with your Tucson mortgage. Tucson home loans are originated by institutional lenders such as Mortgage Bankers, Banks, Savings & Loans.