FHA VS Conventional loan in Dunkirk, Chautauqua County, New York

During the year 2025, the maximum limit for a Conventional loan in Dunkirk, within the county of Chautauqua, NY, is $726,200. Meanwhile, the FHA limit for a single-family dwelling is set at $472,030.

Employ the Lendersa® Conventional loan calculator to contrast today's top rates among Conventional, FHA, and USDA options, and check the income, credit, reserves, and documentation needed for approval. Our advanced mortgage calculator positions Conforming Conventional loans alongside USDA, FHA, and VA loans for a side-by-side comparison, assisting you in choosing the best program in NY for your unique situation.

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2025 Loan Limits and Downpayment Requirements in Dunkirk, NY

Loan Category Maximum Limit Required Downpayment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for the following zip codes: 14048

FHA and Conventional Loan Possibilities in Dunkirk, NY

The purpose of Lendersa® is to quickly secure the best possible loan—Conventional, USDA, or FHA—swiftly and efficiently. Begin with one of three options, leading you to the right loan programs and lenders.

Lendersa USDA loan requests and results


  • The Peoples Bank
  • 222 S Main St., Pratt, KS, 67124
  • With long-term employees serving an excellent customer base, The Peoples Bank is a unique and financially strong community bank. We have offices in seven rural counties – Barber, Kingman, Kiowa, Osborne, Pratt, Russell and Smith – stretching from the Oklahoma border to the Nebraska border in Central Kansas.
  • MSC Mortgage, LLC
  • 110 Nokomis Ave. N., Venice, FL, 34285
  • At MSC Mortgage, we partner with Michael Saunders & Company to provide a full range of real estate services along with home financing options. Let us find the best possible loan for your next home purchase or refinance. Our goal is to provide our valued customers with great rates, fast closings and outstanding customer service.
  • Gulfside Mortgage Services
  • 1062 East Venice Avenue, Venice, FL, 34285
  • Gulfside Mortgage Services in April of 2003. Our team has over 104 years combined experience in the mortgage industry. That is why we are the leaders of what we do. We are dedicated to our community and give back to it as much as possible. Gulfside Mortgage Services is your best source for the lowest-rate financing on the market.
  • United Community Bank
  • 4626 Highway 1, Raceland, LA, 70394
  • United Community Bank is a full-service financial institution offering all the things that bigger banks offer, and one thing they don't: local people with a commitment to providing personal service and United Community Bank was formed in 1964 in Lafourche Parish. Over the years we've branched out to serve a five-parish region covering Lafourche.
  • Dragon Realty Capital
  • 18245 Paulson Drive Port, Port Charlotte, FL, 33954
  • Dragon Realty Capital (DRC) was founded to offer brokers and commercial real estate owners private money programs that make “sense.” The founder, Craig Higdon, has been financing commercial properties since 1993 and understands the needs of brokers from first hand experience. DRC was created to offer programs in “the middle” of the market
  • Custom Mortgage
  • 20020 Veterans Blvd, Suite 14, Port Charlotte, FL, 33954
  • Custom Mortgage is passionate about providing you a superior experience with mortgages. We understand you as the customer and have a firm belief that we can make the mortgage process as easy and enjoyable as possible. Our dedicated team will work with you and your situation to achieve your real estate goals.
  • American Eagle Mortgage Company
  • 767 Shamrock Blvd, Venice, FL, 34293
  • "AEM was disrupting old school lending with technology years before “fintech” was a term. We’re known by the world’s largest investors for our credit discipline. And as a customer, we’re at your service 24/7. All In like family. Driven like Wall Street. Approachable like Main Street. These are the core values AEM lives by."
  • Security Financial Mortgage
  • 833 Kelly Lakes Pass, Suite 100, Edmond, OK, 73025
  • Security Financial Mortgage founded in 2012 Security Financial Mortgage has a simple business philosophy. With an efficient, knowledgeable team that is willing to work hard for every client, we can keep our costs low while providing exceptional service. This enables us to pass the savings on to our customers.