FHA VS Conventional loan programs in 2025 for Dunkirk, Chautauqua County, New York
During the year 2025, the maximum limit for a Conventional loan in Dunkirk, within the county of Chautauqua, NY, is $726,200. Meanwhile, the FHA limit for a single-family dwelling is set at $472,030.
Employ the Lendersa® Conventional loan calculator to contrast today's top rates among Conventional, FHA, and USDA options, and check the income, credit, reserves, and documentation needed for approval. Our advanced mortgage calculator positions Conforming Conventional loans alongside USDA, FHA, and VA loans for a side-by-side comparison, assisting you in choosing the best program in NY for your unique situation.
2025 Loan Limits and Downpayment Requirements in Dunkirk, NY
Loan Category
Maximum Limit
Required Downpayment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is relevant for the following zip codes: 14048
FHA and Conventional Loan Possibilities in Dunkirk, NY
The purpose of Lendersa® is to quickly secure the best possible loan—Conventional, USDA, or FHA—swiftly and efficiently. Begin with one of three options, leading you to the right loan programs and lenders.
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