FHA VS Conventional loan programs in Portland, Chautauqua County, New York

In 2025, Convetional loan limit in Portland, county of Chautauqua, NY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Portland, county of Chautauqua, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 14769, 14716, 14787, 14166

Conventional and FHA loan options in Portland, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Peabody Capital Lending LLC
  • 2743 Smith Ranch Road, Suite 303, Pearland, TX, 77584
  • Peabody Capital Lending are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Truth Lending Services LLC
  • 3404 Beacon Bend Court, Pearland, TX, 77584
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • AMP Lending
  • 1400 Ravello Dr. Ste N170, Katy, TX, 77449
  • Abundance of Product Options “Ask Mortgage Pros” AMP Lending is excited to share some of the attributes that make us an industry leader. Our full product menu including FHA, USDA, Conventional, VA, jumbo, expanded conforming and extensive specialty products for investors are available to serve all your lending needs.
  • AMP Lending
  • 1400 Ravello Dr. STE N170, Katy, TX, 77449
  • AMP Lending is a privately-held mortgage company located in Austin and Katy, Texas. We are a full-service professional mortgage company licensed to provide residential mortgages across the state of Texas. AMP, which offers a host of diverse, flexible mortgage packages for customers with a variety of backgrounds and needs.
  • Priority Home Mortgage L.P
  • 6002 Rogerdale Road, Suite 550, Houston, TX, 77072
  • Priority Home Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers.
  • Call A Friend Financial Services LLC
  • 8003 Duffield Lane, Houston, TX, 77071
  • CAF Financial Services, LLC specializes in providing mortgage services to its clients, including home purchases, standard refinancing, debt consolidation home loans, FHA home mortgages, commercial mortgages, and much more. From pre-approval to closing, our team of mortgage specialists assists clients throughout the entire process.
  • TOP CHOICE LENDING, LLC
  • 11224 Southwest Fwy, Suite 100, Houston, TX, 77031
  • Our goal at Top Choice Lending is to provide clients with an exceptional customer experience & access to a variety of lenders. We offer a variety of loans including: Conventional, FHA, VA, USDA, Refinances, commercial mortgages, business lines of credit, working capital, hard money (bridge) loans, and SBA loans.
  • Members Choice Credit Union Houston
  • 18211 Katy Freeway, Houston, TX, 77094
  • Members Choice Credit Union is a full-service financial institution based in Houston, Texas. We have been in business for over 80 years. Our rich history is directly related to our financial stability and our dedication to serving the needs of our members, first and foremost. Since our founding in 1941