Explore the differences! FHA VS Conventional loan programs in Fredonia, Chautauqua County, New York
In the year 2025, the limit for a Conventional loan in Fredonia, located in the county of Chautauqua, NY, is $726,200. Meanwhile, the FHA loan cap for a single-family residence is $472,030.
Use the Lendersa® Conventional loan calculator to pit today's best rates for Conventional, FHA, and USDA loans against one another. Identify the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional loans, USDA, FHA, and VA options side by side, enabling you to determine which program best suits your financial situation in NY.
Loan Limits and Down Payment Requirements for 2025 in Fredonia, County of Chautauqua, NY
Type of Loan
Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
It's important to note that this comparison applies specifically to the following zip codes: 14063
Options for Conventional and FHA Loans in Fredonia, NY
The main aim of Lendersa® is to provide you with the fastest and most hassle-free access to the best possible Conventional, USDA, or FHA loan. Choose from three available pathways that will match you with suitable lenders and loan programs.
Wisconsin River Bank remains an independent community bank. We provide premium quality service with enhanced relationships to meet the financial need of all of our clients, both large and small. Let us partner with you and assist you with your personal and business lending or leasing needs.
Bank of Prairie du Sac operates under a charter granted to the Peoples State Bank on March 22, 1916. The original bank was located at the corner of Galena and Water Street in Prairie du Sac. In January 1932, the Peoples State Bank and the Prairie Sauk Bank merged to form Bank of Prairie du Sac.
Sentry Credit Union was founded in Stevens Point (WI) back in 1935 by Sentry Employees. In 1935, Sentry Insurance was named Hardware Mutual Casualty Company and SCU was named Hardware Mutual Casualty Credit Union. The Credit Union was incorporated as a cooperative, non-profit organization owned and managed by the Members.
Milledgeville State Bank takes a more personal approach. Whatever your needs, you can talk to a bank staff member about your options and get a recommendation that works best for you, not a sales pitch that helps our bottom line. At Milledgeville State Bank, banking is all about building relationships founded on getting to know you as a person
It starts with commitment. The foundation of all great relationships.
We started this credit union for the Marines. To match the loyalty and commitment with which they serve us. And for over 60 years, we’ve been here. For the Marines and their community. Here for the long haul.
300 Western Blvd, Suite 400, Jacksonville, NC, 28546
Linear Mortgage Your financial and lifestyle goals need to be considered when purchasing a home. Our Loan Consultants will take the time to learn about you, your goals and provide you with options on what type of mortgage will work best for you and also Linear Mortgage Solution was founded on the principal of making the home buying.
We’ve been serving families in Northwest Illinois (and, more recently, Northeast Iowa) since 1885. There were just 38 states when Sterling Federal Bank was born; Grover Cleveland was President of the United States; and our hometown of Sterling, IL was only about 50 years old.
Sterling Federal is even older than the Federal Reserve Bank
Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. As of September 30, 2021, the Company had total assets of approximately $7.09 billion, and its Wealth Management Group had assets under administration of approximately $4.06 billion.
