FHA VS Conventional loan programs in 2025 for Fredonia, Chautauqua County, New York

In the year 2025, the limit for a Conventional loan in Fredonia, located in the county of Chautauqua, NY, is $726,200. Meanwhile, the FHA loan cap for a single-family residence is $472,030.

Use the Lendersa® Conventional loan calculator to pit today's best rates for Conventional, FHA, and USDA loans against one another. Identify the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional loans, USDA, FHA, and VA options side by side, enabling you to determine which program best suits your financial situation in NY.

Explore loan offers from 100 different lenders

Loan Limits and Down Payment Requirements for 2025 in Fredonia, County of Chautauqua, NY

Type of Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

It's important to note that this comparison applies specifically to the following zip codes: 14063

Options for Conventional and FHA Loans in Fredonia, NY

The main aim of Lendersa® is to provide you with the fastest and most hassle-free access to the best possible Conventional, USDA, or FHA loan. Choose from three available pathways that will match you with suitable lenders and loan programs.

Results of USDA loan requests and matches by Lendersa


  • USA Mortgage
  • 1102 S. Florida Ave. Office 116 and 100B, Lakeland, FL, 33803
  • At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide.We are the Home of Possibility!
  • Compass Mortgage LLC
  • 2015 S. Florida Avenue, Lakeland, FL, 33803
  • "Compass Mortgage LLC is your Lakeland and Polk County, Florida home for residential mortgages and refinancing. We offer a variety of mortgage loan products including FHA, VA, USDA and Conventional. As a locally owned and operated Broker, we are committed to help you find the right product for your needs. In fact, every borrower is different"
  • Florida Mortgage Pros LLC
  • 2031 E Edgewood Drive, Suite 3, Lakeland, FL, 33803
  • Florida Mortgage business providing Residential and Commercial mortgages. Flexible programs for flexible borrowers providing Residential and Commercial mortgages. Whether your purchasing a home or purchasing a business, we have a loan for you. FHA, VA, USDA, and conventional loan programs available. We are a true financial services company
  • Home Mortgage Lenders Inc
  • 14502 North Dale Mabry Highway, Suite 200, Tampa, FL, 33618
  • Home Mortgage Lenders, Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.
  • Onboard 1 Mortgage
  • 14502 N Dale Mabry Hwy, Suite 132, Tampa, FL, 33618
  • Welcome to Onboard 1 Mortgage, where we specialize in residential mortgages. At Onboard 1 Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • EMM FINANCIAL
  • 14497 North Dale Mabry HWY. Suite 201N, Tampa, FL, 33618
  • "EMM Loans LLC provides home loan products and services that support sustainable homeownership. EMM Loans LLC is committed to: ● Competitive Pricing, Products and Programs ● Open Communication and Teamwork ● Supporting our Employees’ Professional Growth etc.. "
  • Innovative Mortgage Services
  • 3418 Handy Road, Suite 102C, Tampa, FL, 33618
  • "Established in 2004, Innovative Mortgage Services, Inc. has provided service throughout the southeastern United States. Innovative is a licensed lender in Florida, Tennessee, and Alabama. Innovative Mortgage Loan Originators are known as “Innovators” because of their opportunity to efficiently"
  • EMM Loans LLC
  • 14497 N. Dale Mabry, Suite 201N, Tampa, FL, 33618
  • EMM Loans LLC, you will find a supportive, engaging lender who cares about providing excellent service to our customers and teammates alike. Our company’s highest priority is to emphasize showing our appreciation for hard work. Our culture creates an atmosphere of client trust, where employees can truly enjoy coming to work every day.