FHA VS Conventional loan in Eastchester, Westchester County, New York
In the year 2026, the conventional loan limit for Eastchester in the county of Westchester, NY, is established at $1,089,300. For an FHA loan, the maximum for a single-family home is $1,089,300.
The Lendersa® Conventional loan calculator can be used to compare current Conventional, FHA, and USDA loan rates. Determine the needed income, creditworthiness, reserves, and documentation to qualify. Our advanced mortgage tool provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you select the most suitable program in NY for your financial needs.
2026 Loan Limits and Down Payment Requirements in Eastchester, Westchester, NY
Loan Type
Maximum Loan Amount
Minimum Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
This comparison is valid for zip codes: 10708
Conventional and FHA Loan Options in Eastchester, NY
The objective at Lendersa® is to quickly and easily secure the best Conventional, USDA, or FHA loan for you. Choose from one of three starting points to connect with lenders and suitable loan programs.
Welcome to Houlihan & O’Malley Commercial Real Estate Services. Backed by the experience of a family that’s been in the real estate business since 1891, the commercial services division of Houlihan & O’Malley specializes in commercial brokerage, private mortgages, commercial appraisals and advisory services.
Joe Houlihan started his Real Estate career in 1984 as an appraiser, running Houlihan & O’Malley’s ‘Residential’ appraisal division. He interacted with Realtors on a regular basis and felt a natural attraction to real estate sales. In 1998, Joe founded the Residential Sales Group at Houlihan & O’Malley with the dream of creating a boutique real est
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