Explore the differences! FHA VS Conventional loan programs in North-Collins, Erie County, New York

In 2025, the conventional loan limit for North-Collins, located in Erie county, NY, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents you'll need to qualify. Our advanced mortgage calculator lets you view Conforming Conventional loans alongside USDA, FHA, and VA options, aiding in your decision for the best program in NY tailored to your financial situation.

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2025 Loan Limits and Down Payment Requirements in North-Collins, Erie, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is applicable to the following zip codes: 14111, 14091

Conventional and FHA Loan Options in North-Collins, NY

The goal of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loans with ease. Select from one of three starting points to connect with matching lenders and programs.

Lendersa's USDA loan request results


  • Integrated Financial Solutions LLC
  • 11110 Dovedale Ct, Suite 28A, Marriottsville, MD, 21104
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • University of Michigan Credit Union
  • 340 E Huron Street, Suite 100, Ann Arbor, MI, 48104
  • UMCU is the only credit union headquartered in Ann Arbor, Michigan. It was established in 1954 with just 12 members and $9 in assets. Today, UMCU has more than 100, 000 members and more than $1 billion in assets, and it continues to grow. With nine offices in Ann Arbor, one branch in Ypsilanti, one branch in Dearborn and three branches in the Flint
  • Bank of Ann Arbor
  • 125 S. Fifth Ave, Ann Arbor, MI, 48104
  • Bank of Ann Arbor is a locally owned and operated bank with total assets and assets under management of over $2 billion, serving people and businesses throughout Washtenaw County and Plymouth. Bank of Ann Arbor is a community bank headquartered in downtown Ann Arbor with 8 locations throughout Southeast Michigan.
  • University Bank
  • 2015 Washtenaw Avenue, Ann Arbor, MI, 48104
  • University Bank is an FDIC insured, locally owned and locally managed Community Bank primarily serving the cities of Ann Arbor and Ypsilanti of Washtenaw County, Michigan. The Community Banking operation focuses on local businesses, local residents, minorities and non-profit organizations.
  • The State Bank
  • 175 N. Leroy St, Fenton, MI, 48430
  • Our mission is to remain an independent community bank by offering the most flexible and comprehensive financial solutions delivered by our team of top performing professionals who go to work every day with the goal of helping families, businesses, and our communities find their better state.
  • Fountain Stone Home Loans
  • 12311 Foley Rd, Fenton, MI, 48430
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lightning Home Loans
  • 2325 W Shiawassee Ave, Fenton, MI, 48430
  • Lightning Home Loans is determined to achieve excellence in the mortgage origination industry and we have built a team to best service your needs. From start to finish our team goes above and beyond making sure that you understand every part of the process. We understand that the most critical decision for you as a borrower is to choose a team.
  • Star Mortgage of America, Inc.
  • 415 Rounds Dr, Suite B, Fenton, MI, 48430
  • Star Mortgage can be counted on to present all the programs with an emphasis on the lowest fixed rate and the lowest cost mortgages. Our Company is dedicated to the Mortgage Process, whether you are a First Time Homebuyer or a family looking to refinance. We offer mortgages of all types. We can help get you the home of your dreams!
  • Dream Mortgage LLC
  • 9031 Green Hickory Ln At, Fenton, MI, 48430
  • We are a full-service mortgage company based in Fenton, Michigan. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks.
  • Mr. Swanson Mortgage
  • 30 East Padonia Rd, Suite 408, Lutherville Timonium, MD, 21093
  • Mr. Swanson Mortgage, established in 2020, is a full service mortgage brokerage for residential and commercial loans. We offer loans to everyone and as our byline reads, ours loans are for the people! When you’re working with a broker in the mortgage industry, you’re working with Mr. Swanson Mortgage, who goes out