FHA VS Conventional loan programs in Chautauqua, Chautauqua County, New York

In 2026, the loan limit for Conventional loans in Chautauqua, located in Chautauqua County, NY, is $726,200, whereas the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the most favorable rates of today for Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and necessary documents to qualify. Our advanced mortgage calculator allows you to see side by side comparisons of Conforming Conventional, USDA, FHA, and VA loans to aid you in deciding which program in NY best suits your financial goals.

Explore loan offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Chautauqua, Chautauqua County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes including: 14757

Exploring Conventional and FHA Loan Options in Chautauqua, NY

Lendersa® is committed to securing you the best possible Conventional, USDA, or FHA loan swiftly and without complication. Choose one of three starting paths to connect effectively with lenders and suitable loan programs.

Results from Lendersa USDA loan requests and matches


Chautauqua Lenders

  • Inner Lakes Federal Credit Union
  • 19-21 East Main Street, Westfield, NY, 14787
  • Lends in New York
  • At Inner Lakes Federal Credit Union, each dollar of income is passed along to our members in the form of higher dividends on savings, lower interest on loans, or new and improved services. We are member owned and not-for-profit, we exist solely to serve our members and provide a smart alternative to profit-driven banks and other institutions.

  • Southern Chautauqua Federal Credit Union
  • 168 East Fairmount Avenue, Lakewood, NY, 14750
  • Lends in New York
  • Mission Statement: Southern Chautauqua Federal Credit Union is committed to providing its members with the professional financial services they have come to expect.

    Vision Statement: Southern Chautauqua Federal Credit Union’s vision is to be a resource to the community by offering its members the best financial service and value….period.

  • Jamestown Area Community FCU
  • 915 East Second Street, Jamestown, NY, 14701
  • Lends in New York
  • To provide a wide variety of financial services at the lowest possible cost to our members and to support the community and the Credit Unions in our area with the philosophy of:

    ""It's my credit union; it belongs to me.""
    When you walk into the credit union lobby, or call a loan officer

  • Greater Chautauqua Federal Credit Union
  • 51 East Main Street, Falconer, NY, 14733
  • Lends in New York
  • Greater Chautauqua Federal Credit Union has been open since 1940. The credit union has assets totaling $89.32 Million and provides banking services to more than 10, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,

  • Lake Shore Savings Bank
  • 128 East Fourth Street, Dunkirk, NY, 14048
  • Lends in New York
  • Lake Shore Savings is a community oriented financial institution originally chartered as a savings and loan association in New York in 1891. We are dedicated to serving the financial needs of consumers and businesses within its market area. We are primarily engaged in the business of attracting deposits from the general public