In 2026, the Conventional loan limit for Ellisburg, within the county of Jefferson, NY, is $726,200. For a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate and compare today's best rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents to qualify. This advanced mortgage calculator offers a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, allowing you to determine which program in NY aligns best with your financial needs.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table applies to zip codes: 13674
The goal of Lendersa® is to provide you the best Conventional, USDA, or FHA loan swiftly and hassle-free. Choose one of three starting points to match with lenders and suitable loan programs.
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