FHA VS Conventional loan programs in Hounsfield, Jefferson County, New York
In 2026, in Hounsfield, located in Jefferson county, NY, the Conventional loan limit is set at $726,200, whereas the FHA loan limit for a single-family residence is $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate today’s best rates for Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side to assist you in deciding which program in NY fits your financial situation best.
Loan Limits & Downpayment Requirements for 2026 in Hounsfield, Jefferson, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 13601
Loan Options in Hounsfield, NY for Conventional and FHA
The goal of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and easily. Choose from three starting points to find matching lenders and loan programs.
7887 E Belleview Avenue, Suite 1100, Englewood, CO, 80111
The new loan application on TLD Financial's web site makes it easy for you to safely apply online, day or night. You save time and money. Discover the difference when you check the progress of your loan from your own computer. We never lose sight of the personal touch. You'll love the convenience of our proven technology and competent staff.
8490 E. Crescent Parkway, Suite 120, Greenwood Village, CO, 80111
DHA Financial is owned and operated by Dan Langerman and Jennifer Langerman. Since 2001 DHA Financial has helped thousands of families realize the dream of home ownership. We are a Correspondent lender, which means that we are 100% invested in the experience our company delivers to you,
Professional Wholesale Mortgage, LLC is a Colorado based company providing the lowest rates to customers across the region. We are a small company that focuses on providing competitive home loans that make sense for our clients. We understand your mortgage needs and will work to get you the best rate available.
The Alliance Mortgage Group team takes pride in delivering top notch COMMUNICATION and working seamlessly together to provide all Colorado residents with a Hassle-Free, Five Star experience. Whether you are looking to build your dream home, purchase a home, refinance, do some home improvement, or simply check rates, we are always here to help.
6021 S Syracuse Way, Suite 104, Englewood, CO, 80111
Our mission at Colten Mortgage is to make the loan process as stress-free as possible for our clients and partners. We use innovative technology to make the loan process smooth and simple, but we never underestimate the power of the human touch. Direct communication with our Loan Officers and Processing team when you have questions
7400 East Orchard Road, Suite 3000N, Englewood, CO, 80111
Lead Funding’s mission is to offer non-bank direct lending to real estate investors with competitive rates, hassle-free and quick terms, and complimentary essential tools. This “holistic” approach assists small to large real estate investors and is truly industry unique. To date, Lead Funding has loaned in excess of $700,000,000 directly to investo
7350 E Progress Place, Suite 100, Greenwood Village, CO, 80111
Bridge Capital Resources™ LLC is a private money lender whose mission is to leverage entrepreneurial creativity bringing about inspired vision for transformation. We provide capital to real estate entrepreneurs for investment property acquisition, rehabilitation and stabilization. Principals of our company have nearly sixty years of combined indust
Happy State Bank began in 1908 in Happy, TX. While we’ve grown in size, locations, & assets, we like to keep the feel of a small-town Bank where everyone knows your name. Our core values are embedded in everything we do. You’ll notice these in our communications, in the way we serve our customers & communities & in the attitudes of our employees.
