FHA VS Conventional loan programs in 2025 for Hounsfield, Jefferson County, New York
In 2025, in Hounsfield, located in Jefferson county, NY, the Conventional loan limit is set at $726,200, whereas the FHA loan limit for a single-family residence is $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate today’s best rates for Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side to assist you in deciding which program in NY fits your financial situation best.
Loan Limits & Downpayment Requirements for 2025 in Hounsfield, Jefferson, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 13601, 13606, 13685, 13634
Loan Options in Hounsfield, NY for Conventional and FHA
The goal of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and easily. Choose from three starting points to find matching lenders and loan programs.
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