FHA VS Conventional loan programs in 2025 for Farmington, Ontario County, New York

In the year 2025, the conventional loan limit for a single-family home in the city of Farmington, located in the county of Ontario, NY, is set at $726,200, whereas the FHA limit stands at $472,030.

By using Lendersa® Conventional loan calculator, you can compare the current rates for Conventional loans versus FHA and USDA rates. It also helps you determine the needed income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator places Conforming Conventional loans alongside USDA, FHA, and VA options so you can determine which program in NY fits your financial circumstances best.

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2025 Loan Limits and Down Payment Requirements in Farmington, county of Ontario, NY

Type of Loan Max Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table of comparisons is relevant for zip codes: 14425, 14522, 14548

Available Conventional and FHA Loan Choices in Farmington, NY

The aim of Lendersa® is to facilitate you in acquiring the best possible Conventional, USDA, or FHA loan promptly and without stress. Choose one of three initial options that lead to matching lenders and programs.

Results of matching USDA loan requests with Lendersa


  • Luckybulb Inc
  • 7660 Goddard Street, Suite 234, Colorado Springs, CO, 80920
  • Luckybulb Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you personalized service.
  • Countryside Lending Inc
  • 1155 Kelly Johnson Blvd, Suite 111, Colorado Springs, CO, 80920
  • We have the knowledge and ability to help you achieve your goals. Whether you’re Purchasing your first home, investment property, or Refinancing your existing home, it can become complex very quickly unless you have the right team of professionals behind you. We offer you the tools and information needed to make an educated decision.
  • PenTrust Mortgage Group
  • 1755 Telstar Dr, Suite 109, Colorado Springs, CO, 80920
  • At PenTrust, we are driven to deliver a seamless and stress free loan approval process when financing your new or existing home. Our experienced team will provide the knowledge and guidance necessary to ensure a smooth experience while our vast product offerings ensure we match you to the perfect loan.
  • A Plus Mortgage, LLC
  • 1880 Office Club Point, Suite 1200, Colorado Springs, CO, 80920
  • This company was founded on 35 years of experience in the mortgage lending industry. We strive to take care of and support your needs now and in the future because, A Plus Mortgage is proud to partner with carefully chosen and well-qualified, licensed and insured loan processors who share over forty years combined experience
  • 5Star Bank
  • 455 W Paine St, Building 1485, Colorado Springs, CO, 80914
  • 5Star Bank is more than just a bank — as a locally-owned Colorado business, 5Star Bank has a strong commitment to invest in the communities we serve. We reinvest in businesses from small to large, from financing large commercial projects to SBA loans. With an entrepreneurial spirit, the Bank is focused on providing banking solutions to busines
  • The Mortgage Advisors LLC
  • 6437 South Ingalls Street, Littleton, CO, 80123
  • Mike Shaw is the owner of The Mortgage Advisors LLC. A unique mortgage brokerage with 20 years of experience in educating home buyers and borrowers on how to analyze your mortgage as an investment. Low Cost Home Loans! Purchase. Refinance. Cash Out.brokerage with 20 years of experience in educating home buyers
  • Community West Mortgage LLC
  • 9200 West Cross Drive, Suite 330, Littleton, CO, 80123
  • Community West Mortgage has formed strategic partnerships with leading mortgage investors to offer exclusive mortgage products. CWM still believes in the American Dream and wants to help you achieve your life and financial goals. and We are family run business and can collectively offer over 50 years of mortgage lending experience.
  • The Holst Mortgage Group
  • 8500 West Bowles Avenue, Suite 207, Littleton, CO, 80123
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Next Generation Home Loans
  • 6732 W Coal Mine Ave, Suite 411, Littleton, CO, 80123
  • Next Gen was founded in late 2016 and by design was to remain a small operation with the goal of only crafting loans for friends and family. That plan, however, was to be thwarted by the amount of people wanting to work with Jackie because of her expertise. Next Gen is also heavily committed to contributing to the community.