FHA VS Conventional loan programs in 2026 for Farmington, Ontario County, New York
In the year 2026, the conventional loan limit for a single-family home in the city of Farmington, located in the county of Ontario, NY, is set at $726,200, whereas the FHA limit stands at $472,030.
By using Lendersa® Conventional loan calculator, you can compare the current rates for Conventional loans versus FHA and USDA rates. It also helps you determine the needed income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator places Conforming Conventional loans alongside USDA, FHA, and VA options so you can determine which program in NY fits your financial circumstances best.
2026 Loan Limits and Down Payment Requirements in Farmington, county of Ontario, NY
Type of Loan
Max Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The table of comparisons is relevant for zip codes: 14425
Available Conventional and FHA Loan Choices in Farmington, NY
The aim of Lendersa® is to facilitate you in acquiring the best possible Conventional, USDA, or FHA loan promptly and without stress. Choose one of three initial options that lead to matching lenders and programs.
Canandaigua FCU is a Credit Union that is a not-for-profit financial institution. Serving our members with financial products and services from savings to loans and everything in between. We have Mobile Banking, Home Banking and Bill Pay free to our members.Credit Union that is a not-for-profit financial institution.
Pittsford Federal Credit Union has now served members for 48 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently among the largest five credit unions in the Greater Rochester area. In December, we reached $380 Million in assets.
NetFunding Corporation's mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a home or refinancing a mortgage. So we make a commitment to you and will help you qualify, apply and be approved for the right mortgage loan for you.
Family First Federal Credit Union is a full-service, local financial institution with over 15, 000 members that is guided by the principles of Sustainable Excellence. These principles apply to the care and service quality we provide to our members, our dedication to our staff and our responsibility to provide sound products and banking solutions.
Genesee Co-op Federal Credit Union provides a broad range of affordable, quality services to increase the financial skills and wealth of our member-owners. We are responsive to the needs of our community. We are committed to social inclusiveness. We are dedicated to responsible community development and education.
At HAUS Capital, we understand that everyone’s situation is unique. Our flexible and innovative mortgage products allow us to tailor a mortgage solution customized for you and your family.Sam DiPiano, President and CEO of HAUS Capital Corporation has been in the Mortgage industry since the early 2000s.
Rochester & Monroe County Employees Federal Credit Union
460 N Goodman Street, Rochester, NY, 14609
Lends in New York
Get the most out of your membership with Rochester & Monroe County Federal Credit Union. With a full range of financial products and services, our goal is to help make banking easy for our members so they can meet their goals. Members are eligible for a range of services to make banking, investing, and lending easier than ever.
1120 Crosspointe Lane, Suite 4B, Webster, NY, 14580
Lends in New York
Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal mortgag
1674 Empire Blvd, Suite 200, Garden City, NY, 14580
Lends in New York
We’re a full service mortgage broker based in Rochester, NY specializing in all residential loan types including FHA, VA, USDA, Conventional, & Jumbo loan programs.We serve all of New York State including cities such as Buffalo, Syracuse, Albany, Binghamton & New York City.Whether you’re buying an existing home,building a new home, or refinancing
