Explore the differences! FHA VS Conventional loan programs in Floyd, Oneida County, New York
In 2025, the Conventional loan limit for Floyd, situated in Oneida county, NY, is $726,200. At the same time, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in NY suits your financial needs best.
Loan Limits and Down Payment Requirements for 2025 in Floyd, Oneida County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to these zip codes: 13440, 13354, 13469
Conventional and FHA Loan Options in Floyd, NY
Lendersa® aims to quickly secure the best possible Conventional, USDA, or FHA loan for you without hassle. Choose from three approaches that connect you to the right lenders and loan programs.
7501 Wisconsin Ave. Suite 125W, Bethesda, MD, 20814
Having years of experience in real estate investing and financing, the principals of BlueWater Funding understand and appreciate the profitability and complexities that certain transactions bring with them.
Often, these complexities provide a hurdle that traditional banks may never be able to overcome, regardless of your relationship with them o
Our mission is to support and strengthen our community through financial stewardship and education, ethical and compassionate business practices and a member-first service attitude. Our hearts, homes, families and friends are here and we have a vested interest in seeing the Pittsburgh region, its businesses and organizations
Providence Mortgage to become the best mortgage company- we just don't think that's the most important thing. We decided to be different. We wanted to redefine what a successful business looks like, and that drives our desire to be significant in how we are changing lives. Our core values are simple
6500 Rock Spring Drive, Suite 204, Bethesda, MD, 20817
Washington Home Mortgage is an independent mortgage broker company, long-established and highly-respected throughout the D.C./Maryland community for over 20 years. We work with a wide variety of lenders, allowing us to obtain the best possible rates and finanical outcomes for our clients.
4445 Willard Ave, Suite 1000, Chevy Chase, MD, 20815
Congressional Bank also focuses on being a Certified Green Business in Montgomery County. Through our efforts we became the first bank to earn the Montgomery County Green Business Certification, and we are partners with Bethesda Green in their efforts to promote sustainability and be a “green” role model.
We're the best in our field, and it's all thanks to the incredible relationships we've formed with our clients. Unlike our competitors, we're invested in developing a personal connection with each and every one of our customers, by providing quality service and being available to you 24/7.
First National Bank is a genuine Maine community bank deeply committed to serving individuals, families, and businesses throughout our region. We're proud of our unique culture of respect, intended to make all our customers feel valued.
Operating in seventeen branch offices from Wiscasset to Calais we go all out to find ways to meet your needs
Prince George’s Community FCU is one of Prince George's County best kept secrets. Founded in 1967 to provide financial services to Prince George’s County employees, this organization has grown to a community-based institution serving over 16, 000 members. We are currently over $160 million in assets and welcome anyone who lives, works.
