Explore the differences! FHA VS Conventional loan programs in Gloversville, Fulton County, New York

In the year 2025, the limit for conventional loans in Gloversville, within the county of Fulton, NY, is $726,200. The FHA limit applicable to a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to assess today’s leading rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation needed for eligibility. Our enhanced mortgage calculator provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, assisting you in deciding the optimal program in NY for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Gloversville, Fulton, NY

Type of Loan Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the zip codes: 12078

Exploring Conventional and FHA Loan Options in Gloversville, NY

Lendersa® is committed to swiftly connecting you with the optimal Conventional, USDA, or FHA loans without any hassle. Choose one of three starting strategies designed to link you with compatible lenders and suitable loan offerings.

Insights from Lendersa's USDA loan request and matching results


  • My Nice Mortgage
  • 7167 Southwest Highway, Suite 200, Ocala, FL, 34476
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • FIRST STATE BANK SOUTHWEST
  • 1433 Oxford Street, Worthington, MN, 56187
  • At First State Bank Southwest, we are truly a community bank and are very proud of that fact. With ownership and directors residing in the area, we can make decisions very rapidly and can be flexible and sensitive to the needs of our customers. The First State Bank Southwest was chartered in 1903 and now has offices in six locations to help.
  • Co-op Credit Union Of Montevideo
  • 2407 E Highway 7, Montevideo, MN, 56265
  • The Co-op Credit Union was organized in 1940 when the co-operative movement was going strong in the rural areas. Nine people who believed in the co-op movement and the impact it had on the financial well-being of people met at the Co-op Grocery Store and the idea of a credit union was born.
  • Nosari Home Mortgage
  • 1001 Hwy 62 E, Mountain Home, AR, 72653
  • Nosari Home Mortgage, Inc has served the state of Arkansas since 1995 and now Missouri. Nosari Home Mortgage, Inc is now licensed in Missouri, and we are able to provide the best rates and most mortgage programs to our neighbors in Missouri. We have been voted "Best Mortgage Lender" via the annual Best of the Twin Lakes' annual poll since 2014.
  • Addition Financial Credit Union
  • 1000 Primera Blvd, Lake Mary, FL, 32746
  • Addition Financial is a member-owned, not-for-profit financial cooperative, offering comprehensive financial solutions that help members achieve their financial goals. We exist solely for the benefit of our members, and we return our profits to them in the form of lower loan rates, higher dividends on savings, and lower fees.
  • Oceans Lending Mortgage Lender in Lake Mary Orange County Sanford Oviedo
  • 3098 W Lake Mary Blvd, 2nd Floor, Lake Mary, FL, 32746
  • Ocean’s mission is to become the mortgage industry standard by elevating customer relationships and service. Oceans’ corporate platform is built on high morals and ethics, honor and integrity. These are the reasons clients will be able to trust the information and service they receive is unsurpassed.
  • Key Star Mortgage Group LLC
  • 801 International Parkway, Suite 500, Lake Mary, FL, 32746
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Assure Home Funding LLC
  • 1540 International Parkway, Suite 2000, Lake Mary, FL, 32746
  • Assure Home Funding gives you access to a large group of lenders, providing a variety of business capital advance options that can be tailored to fit your particular needs. We offer unique opportunities to secure the funding you need for your business, often when traditional lenders are not an option.
  • Emerald Financial Partners Inc
  • 255 Primera Blvd, Suite 160, Lake Mary, FL, 32746
  • Emerald Mortgage Partners was established with one mission in mind: Making the tedious and complicated process of mortgage and lending simpler, easy to understand and straightforward. EFP also not only provides the knowledge and expertise during, but also after the sale, to ensure your loved ones and valuables are protected and secure.
  • Premier Home Funding
  • 773 Stirling Center Place, Lake Mary, FL, 32746
  • Premier Home Funding, we serve our clients with old fashioned values: honesty, hard work, education, and service with enthusiasm. Our goal is to ensure a smooth process while providing excellence in each transaction. We want to make your dream home a reality and an investment that will benefit you and your family for many years to come
  • CAPITALPlus Mortgage & Underwriting Services, Inc
  • 1337 S. International Parkway, Lake Mary, FL, 32746
  • CapitalPlus Mortgage have been providing mortgage origination, underwriting, and collateral review services in Florida for more than 25 years. We are a team of experienced professionals committed to providing counsel, education, cost efficiencies, product enhancements, and final results that are always in our Client’s best interest.