Explore the differences! FHA VS Conventional loan programs in Johnstown, Fulton County, New York
In 2025, the conventional loan limit in Johnstown, located in the county of Fulton, NY, is set at $726,200. The FHA limit, suitable for a single-family home, is $472,030.
The Lendersa® Conventional loan calculator is designed to help you compare the prime rates available today for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator allows for a seamless side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, enabling you to find out which option in NY best aligns with your financial needs.
2025 Loan Limitations and Down Payment Criteria in Johnstown, Fulton, NY
Loan Type
Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: This comparison table is applicable to these zip codes: 12095
Available Options for Conventional and FHA Loans in Johnstown, NY
At Lendersa®, our purpose is to connect you efficiently with the best possible Conventional, USDA, or FHA loan, eliminating unnecessary hassle. Start with one of three paths to discover lenders and programs tailored to your requirements.
2277 West Highway 36, Suite 304, Roseville, MN, 55113
Progressive Lending Solutions we have access to practically EVERY loan program and underwriting option that is available in the marketplace. We have all of the programs anyone else would have, but also many that traditional banks do not.As a Consultant, in a sense I can do the shopping for you, identifying what the best underwriting.
1935 County Road B2 West, Suite 265, Roseville, MN, 55113
First Equity Mortgage, our goal is to find you the best loan with the most competitive rate and terms, so you can move in sooner with less effort. Let us help you navigate the unpredictable housing market, and provide you with the safety, security and peace of mind that comes with closing your loan quickly
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in their area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
2277 West Highway 36, Suite 304, Roseville, MN, 55113
Progressive Lending Solutions, Inc., and their entire support staff offers over 100 years of experience in the mortgage industry. We are committed to providing our clients with continuous feedback and communication, fast approvals and excellent customer satisfaction. Progressive Lending Solutions prides itself on incorporating unparalleled
1335 Corporate Center Curve, Suite 240, Saint Paul, MN, 55121
At MLP Home Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
2038 Ford Parkway, Suite 510, Saint Paul, MN, 55116
Join KPT Mortgage Advisors LLC in revolutionizing the mortgage industry! We're not just brokers; we're trailblazers dedicated to transforming your financial journey. Our mission is clear: empower everyone, from first-time buyers to seasoned investors. Experience unparalleled guidance and advocacy as we prioritize your financial well-being. Contact
At Edina Realty, we believe that an informed buyer or seller is an empowered one. We offer as much information online as possible, and our agents can fill in the gaps that data can’t provide by offering insights you can use throughout the home buying or selling process in Minnesota and western Wisconsin.
SouthPoint Bank was launched in October 2005 by former SouthTrust Corporation executives. Steve Smith, currently Chairman, President and Chief Executive Officer got the idea of opening a Bank when the former SouthTrust Bank was purchased by Charlotte-based Wachovia Corporation in June of 2004.
The Crew Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
