In 2026, the loan limits for conventional mortgages in Canton, located in St. Lawrence County, NY, are set at $726,200. Meanwhile, FHA loans for a single-family residence have a limit of $472,030 in this region.
Utilize Lendersa®'s Conventional loan calculator to evaluate current Conventional against FHA and USDA optimal rates. Our sophisticated mortgage calculator enables you to assess Conforming Conventional, USDA, FHA, and VA loans concurrently, aiding you in selecting the most suitable program for your financial needs in NY.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparative table is applicable to zip codes: 13677
The aim at Lendersa® is to secure you the finest Conventional, USDA, or FHA loan swiftly and effortlessly. Three initial steps facilitate the matching process with lenders and loan plans.
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