FHA VS Conventional loan programs in Granville, Washington County, New York

For 2026, the conventional loan limit for a single-family home in Granville, located in the county of Washington, NY, is $726,200, whereas the FHA limit is $472,030.

Leverage the Lendersa® Conventional loan calculator to evaluate today's premier rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, guiding you to select the best program in NY suited to your financial circumstances.

Examine offers from a diverse network of 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Granville, Washington, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 12832

Conventional and FHA Loan Options in Granville, NY

The aim of Lendersa® is to rapidly secure the most advantageous Conventional, USDA, or FHA loans without hassle. Choose one of three starting strategies to find the right lenders and loan packages.

USDA loan request results available with Lendersa


  • Ice Castle Group, Inc.
  • 237A No Central Avenue, Suite 203-A, Glendale, CA, 91203
  • When it comes to buying or selling your most important investment “your home” it’s critical to secure the services of a caring expert backed by a company with exceptional resources, experience & strength. Albania & Associates Realty agents are equipped with the latest market information to help you make sense of the challenging real estate market.

  • Golden Coast Finance
  • 330 N Brand Blvd, Suite 701, Glendale, CA, 91203
  • At Golden Coast Finance, we focus on the needs of our clients so that the big decisions are easier. Our position is to help you understand every part of the complicated world of mortgages, while providing you with a positive experience. We employ responsible lending practices while remaining on the leading edge of the industry

  • Gharibian Real Estate & Finance
  • 700 N Brand Boulevard, Glendale, CA, 91203
  • Gharibian Real Estate & Finance, has been in the finance industry for almost 30 years.we have helped thousands of clients in our community for their financing and real estate needs. In our financing department, we offer all types of residential and commercial real estate related loans, including but not limited to conventional, FHA, hard money, SBA

  • Fidelity Funding
  • 450 N Brand Blvd, FL 6, Glendale, CA, 91203
  • Fidelity Funding specializes in providing loans to almost every type of property, both residential and commercial. We arrange both lst, 2nd, and 3rd trust deeds, including home equity lines of credit. We provide Hard Money Loans, Alternative Financing Loans, Commercial Loans, Residential Purchase

  • Silver Spoon Properties & Lending
  • 450 N. Brand Blvd., Suite 600, Glendale, CA, 91203
  • Carlo Honanian is the Broker and President of Silver Spoon Investments. Carlo started off his career as a Vice President with Chase Bank in the early 1990s with extensive experience in residential and commercial loans, banking, compliance, human resources, sales, clients services,and branch management.

  • Downey Federal Credit Union
  • 8237 3rd St, Downey, CA, 90241
  • At DFCU, typically if accounts are overdrawn, any deposits are automatically applied to cover negative balances. However, we are committed to ensuring you have full access to your CARES Act stimulus funds. Please contact us at (562) 862-8141 if you have questions or need further information on how we can help you.

  • Realty Capital Lending Group, Inc
  • 8132 Firestone Blvd, Suite 824, Downey, CA, 90241
  • Realty Capital Lending Group, Inc. (RCLG) was established with the mission to produce mortgage solutions for their investor clients. We are located in Southern California, with a network of funding power in various states across the nation. We offer loans based on equity from single family homes to commercial structures, including new construction.

  • Nationwide Mortgage and Real Estate Advisors
  • 8043 2nd St, Suite 102, Downey, CA, 90241
  • Lorena Rodriguez - Nationwide Mortgage and Real Estate Advisors is your premier mortgage loan officer located in Downey, California. She prides herself on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the surrounding areas of LA County

  • Jose Guevara, Nueva Real Estate
  • 8141 E 2nd St, Suite 414, Downey, CA, 90241
  • Hometuity is a mega-team at Nueva RE that was founded by a group of inspiring and innovative individuals who wanted to put an emphasis on agency identity and team presence. We provide an array of complimentary services so that our clients can get the most out of their transaction.

  • Jael Yvette Munoz - Mortgage Loan Officer
  • 8141 2nd St, Suite 414, Downey, CA, 90241
  • Jael has worked in the Real Estate Industry for over 14 years holding several key positions: Realtor®, Escrow Officer, Senior Transaction Coordinator, Sales Manager and Construction Liaison. Having held these positions, Mrs. Munoz has developed exceptional organizational and management skills

  • New World Mortgage
  • 10842 Paramount Blvd., Downey, CA, 90241
  • New World Mortgage focuses on pairing you with the right mortgage loan program in the fastest time possible, without compromising attention to detail. We’ve helped many people throughout Los Angeles, Orange, Riverside and San Bernardino Counties, making their dreams of owning a home a reality.

  • My Lender Camacho
  • 10907 Downey Ave, Suite 202, Downey, CA, 90241
  • In 2005, Bryan's parents were misled by a mortgage company and purchased a home with a risky variable rate. They struggled to make their payments and had many hardships throughout the years. This motivated me to pursue a career in the mortgage industry in order to help families make intelligent financial decisions.