Explore the differences! FHA VS Conventional loan programs in Milton, Saratoga County, New York
In 2025, the Conventional loan limit for Milton, located in the county of Saratoga, NY, stands at $726,200, whereas the FHA limit is $472,030 for a single-family dwelling.
Utilize Lendersa® Conventional loan calculator to compare the leading rates of today among Conventional, FHA, and USDA loans. Determine exactly what income, credit score, reserves, and documentation are required to qualify. Our refined mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting in picking the right program in NY tailored for your financial position.
2025 Loan Limits and Downpayment Specifications in Milton, Saratoga, NY
Loan Type
Loan Cap
Downpayment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
These figures are applicable to zip codes: 12850, 12020, 12863
Available Conventional and FHA Loan Options in Milton, NY
Lendersa® is dedicated to providing you with the optimal Conventional, USDA, or FHA loan options swiftly and conveniently. Choose among three initial steps, each leading to a matching process with lenders and loans ideal for your needs.
Incommons Bank wholeheartedly believes that a community bank is just that — a bank built by the community it serves. For 130 years of handshake banking, Incommons Bank has striven to be "The Best Community Bank in Central Texas, " and has worked closely with its communities and customers by listening to their needs and providing the support to help
Security State Bank is a full-service community bank located in Scott County, Kansas. On April 24, 1961, Security State Bank of Scott City opened its doors to the public with capital and surplus of $150 thousand dollars. Today the bank’s total assets are over $300 million dollars with total capital in excess of $44 million dollars.
2551 River Park Plaza, Suite 200, Fort Worth, TX, 76116
Venture Lending Group provides a competitive range of loan products to get home buyers into homes, whether it is their first home or their fifth home, our Clients enjoy a consistently applied standard of excellence; “Service Beyond Expectation”.
Some Products and Services we offer include:
If you are a consumer needing a Mortgage Loan you can rely on DiversiFund Texas, LP for an honest evaluation of your specific, personal situation. We won’t try to talk you in to a mortgage that is not in your best interest. Many of our best customers began with a long term plan. Kevin Gahagan founded DiversiFund in 1989
Security State Bank has served Cheyenne & Roger Mills County since 1912. We offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally.
Throughout the years we have expanded, adding branches in Hammon and Laverne, to better serve our customers.
222 East Renfro St, Suite 134, Burleson, TX, 76028
Exceptional Service is only the beginning! Our team of mortgage professionals are knowledgeable and use first-hand experience to make sure your transaction is as seamless as possible. We’ll guide you through every step of the process. Helping you meet your real estate goals is why we do what we do.
Union Square is the largest credit union in the Texoma Area. We are here to serve you, our members, with the best products available and the most competitive rates around. We are people helping people. We are.... Your Financial Center of Choice!
Union Square Credit Union's field of membership is open to those who have the following common bond
Texoma Community Credit Union has served 11 counties surrounding Wichita Falls, Texas since 1953 with a full range of banking services. We are not a big bank, but a financial cooperative. This means every member gets a vote, and our profits go back into the community each year, rather than into the hands of shareholders.
The Chadron Federal Credit Union is a family financial institution established to provide member services in a format conducive to the credit union philosophy of "people helping people help themselves." Services offered will be member oriented within the realms of maintaining financial soundness.
