FHA VS Conventional loan programs in Milton, Saratoga County, New York
In 2025, the Conventional loan limit for Milton, located in the county of Saratoga, NY, stands at $726,200, whereas the FHA limit is $472,030 for a single-family dwelling.
Utilize Lendersa® Conventional loan calculator to compare the leading rates of today among Conventional, FHA, and USDA loans. Determine exactly what income, credit score, reserves, and documentation are required to qualify. Our refined mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting in picking the right program in NY tailored for your financial position.
2025 Loan Limits and Downpayment Specifications in Milton, Saratoga, NY
Loan Type
Loan Cap
Downpayment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
These figures are applicable to zip codes: 12850, 12020, 12863
Available Conventional and FHA Loan Options in Milton, NY
Lendersa® is dedicated to providing you with the optimal Conventional, USDA, or FHA loan options swiftly and conveniently. Choose among three initial steps, each leading to a matching process with lenders and loans ideal for your needs.
Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28, 000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services.
Iowa Heartland is a not-for-profit financial co-operative that offers many of the same services as banks or other savings and loan institutions. The unique difference is that we are member owned and controlled. Meeting the financial needs of North Iowa's Heartland is our goal at Iowa Heartland Credit Union.
CENT Credit Union is a financial cooperative whose mission is to provide outstanding financial services, one cent at a time. Our membership is comprised of all health related professionals, health related employees, incorporated and non-incorporated affiliates and organizations of the health care field within a 65-mile radius of Mason City.
First Citizens Bank is a family-owned, community bank headquartered in Mason City serving 6 North Iowa counties and the Mora, Minnesota community. Currently, the bank has over a billion in assets and employs over 200 people. The bank is uniquely positioned as a locally-owned community bank with enough size to compete technologically.
North Iowa Community Credit Union is a not-for-profit financial institution offering many of the same services found at banks or savings and loan associations. More importantly, North Iowa Community Credit Union is member-owned by people like you.
we offered our members confidential credit and systematic savings plans.
3500 American Blvd West, Suite 500, Minneapolis, MN, 55431
We offer clients the ideal combination of a strong national company capable of attracting a wide range of capital sources, a personalized approach to buying and selling multifamily properties, exceptional knowledge of local markets, and a robust loan servicing operation to manage the life of your loan.
8120 Penn Ave S, Suite 100P, Bloomington, MN, 55431
Flashpoint Mortgage Corp. We are a full-service mortgage company based in Bloomington, Minnesota. We specialize in home loans in Bloomington. We also serve the surrounding cities in Hennepin County. Whether you are buying a home or refinancing and we can help you realize your dream of homeownership or save you money.
Elite Mortgage Partners is here to provide you with an industry leading mortgage experience while offering the comfort of doing business with a local, Alabama based, company. With 36 years of experience in the mortgage industry, Callie Hill and Nina Noble know what it takes to make sure your loan is done fast, easy and right.
Weather its a first home or a dream home, let me help you through the process of making it YOUR home.
Stewart Holt's goal is to work with you to find the best financing fit possible to get you into your new home, no matter how complex. With 19 years in mortgage finance, I've made it my specialty to work with difficult
