FHA VS Conventional loan programs in 2025 for Halfmoon, Saratoga County, New York
In 2025, the maximum amount allowed for a Conventional loan in Halfmoon, which is in the county of Saratoga, NY, stands at $726,200. On the other hand, the limit for an FHA loan on a single-family house is $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate today's most advantageous rates for Conventional versus FHA and USDA loans, identifying the income, credit, reserves, and documentation needed for qualification. With our sophisticated mortgage calculator, you can compare Conforming Conventional loans alongside USDA, FHA, and VA options, helping determine which program in NY is suitable for your unique financial status.
2025 Loan Limits and Downpayment Details in Halfmoon, NY
Loan Category
Allowable Limit
Minimum Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The table information is applicable to zip codes: 12188, 12065, 12118
FHA and Conventional Loan Choices in Halfmoon, NY
The objective of Lendersa® is to quickly and effortlessly offer you the best possible options for Conventional, USDA, or FHA loans. You can start by choosing from three approaches that align you with suitable lenders and programs.
"Volt Credit Union (formerly Community Financial Credit Union) in Springfield, Missouri, has been making a difference in the lives of its members since 1935.
We work with employee groups - small or large - to enhance their benefit packages with financial services that can help your employees build a secure financial future."
3100 S. National, Suite 201, Springfield, MO, 65807
With nearly 20 years of helping thousands of new and existing homeowners in the mortgage industry, Travis finds himself ranked as one of the top Mortgage Bankers in Southwest Missouri. Travis continues to focus on his number one priority – the customer. Travis derives his business from local business partners such as Realtors.
1930 W Bennett St, Suite 100, Springfield, MO, 65807
Paddio Home Loans is brought to you by the same incredible team behind Veterans United Home Loans. A commitment to service has fueled our work with Veterans and military families nationwide the past 18 years. Now we’re excited to deliver those same high-quality customer experiences across the country to non-military homebuyers.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Missouri Central Credit Union was organized December 28, 1931 as Missouri State Credit Union. The name was changed to Missouri Central Credit Union at a meeting of the membership on November 18, 1960. The credit union moved to Lee’s Summit in September, 1994 and quickly became involved in the thriving Lee’s Summit community.
200 NE Missouri Rd, Suite 200, Lees Summit, MO, 64086
ePrivate Lending. We are a private lender who provides financing to Real Estate Investors for single and multi-family investment property. What makes us different is we are direct with no middlemen involved. This gives our investors the highest level of service, lowest rates and costs available in private lending
Since 1941, United Consumers has been providing its members with an alternative to increasingly expensive banking services. The credit union is a not-for-profit financial institution owned by the members who join. Benefits of membership include lower rates on loans, higher rates on investments
Square One Solutions is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time,
Ozark Bank is the only remaining home owned bank in Christian County. Chartered in 1906, Ozark Bank is in its 116th year of service to the residents of Christian County and surrounding communities. Ozark Bank was founded by a group of local businessmen with a vision to improve Ozark and Christian County by providing banking services
The Mortgage Centers Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Missouri. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
19045 E. Valley View Pkwy, Suite F, Independence, MO, 64055
"At Community Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use ""common sense"" & will help you obtain the best loan possible.
Purchasing a home is probably one of the biggest investments you'll make in your lifetime. We are with you every step
