FHA VS Conventional loan programs in Troy, Rensselaer County, New York
In 2026, the limit for a Conventional loan available in Troy, Rensselaer county, NY is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s Conventional loan calculator to view and compare the best rates available today across Conventional, FHA, and USDA loans. Determine the income, credit, and documents you'll need to qualify. Check side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA to determine the most suitable program available in NY for your financial plans.
2026 Loan limits and downpayment requirements in Troy, Rensselaer county, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applies to zip codes: 12182
Available Conventional and FHA loan options in Troy, NY
The aim of Lendersa® is to assist you in quickly securing the best possible Conventional, USDA, or FHA loan options smoothly. Choose from three starting points that pair you with lenders and suitable loan programs.
For over 80 years, PrimeTrust has been giving its members just that - a place to turn to for all their financial needs; a place that is friendly & treats them with respect. As a member of the Better Business Bureau, PrimeTrust is able to meet this need. PrimeTrust, the largest credit union based in Muncie & the 27th largest in the State of Indiana.
Filer Credit Union first opened its doors in 1951 in an office at the American Box Board Company (currently PCA). The credit union has long since moved out of the plant, but we will never forget our roots or the men and women who first introduced the credit union movement to our area. Interestingly enough
715 Terrace Street, Suite 101, Muskegon, MI, 49440
Muskegon Co-op FCU is a full service financial institution offering loans, CDs, interest checking with identity theft, money market accounts and more.
MUSKEGON CO-OP FEDERAL CREDIT UNION is an entity registered with the U.S. General Services Administration (GSA), System for Award Management (SAM). The corporation number is #FSVCE1DJHJT7.
West Michigan Postal Service Federal Credit Union was chartered in May 29, 1952, by 8 visionary postal employees, for the purpose of saving themselves, co-workers and their families' money. As a member-owned financial institution, West Michigan Postal Service Federal Credit Union is dedicated to serving only the interests of our members.
Employees of the Sealed Power Company started the credit union in 1942 as the Sealed Power Employees Credit Union. Initially the credit union served just the employees of Sealed Power, but over the years membership was made available to relatives of members. Additional groups were added through mergers with Muskegon Printing,
Lakeshore Federal Credit Union charter was approved by the National Credit Union Administration on June 9, 1953. It was originally named Central Paper Division Employees Federal Credit Union and was started by union employees of Central Paper Division of the S.D. Warren Company in Muskegon, Michigan.
Port City Federal Credit Union is a not-for-profit, member owned financial cooperative that provides affordable services in a friendly and professional manner. Our members are our most important asset.
Port City Federal Credit Union, originally known as the Brunswick Employees Federal Credit Union, was chartered in June of 1944
Turn-Key Mortgage is a mortgage brokerage that is taking the headaches out of mortgages. We strive to stay ahead of the game in technology and products to make the mortgage process easy and smooth. Not every mortgage is created equal and we are here to help you find the one that works for you the best.
MFCU is committed to providing you with innovative ways to meet your financial needs and responsibilities. We endeavor to maintain a strong financial status while providing a professional and friendly atmosphere. MFCU Where you're more than a member, you're family" This credit union is federally insured by the National Credit Union Administration.
Eastern Indiana Federal Credit Union was originally chartered in 1950 as Chrysler Employees Federal Credit Union. The Credit Union was created to provide for the basic financial needs that would not have otherwise been met. For most people, our founding and its circumstances have been long forgotten.
