Explore the differences! FHA VS Conventional loan programs in Troy, Rensselaer County, New York
In 2025, the limit for a Conventional loan available in Troy, Rensselaer county, NY is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s Conventional loan calculator to view and compare the best rates available today across Conventional, FHA, and USDA loans. Determine the income, credit, and documents you'll need to qualify. Check side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA to determine the most suitable program available in NY for your financial plans.
2025 Loan limits and downpayment requirements in Troy, Rensselaer county, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applies to zip codes: 12182, 12180, 12181
Available Conventional and FHA loan options in Troy, NY
The aim of Lendersa® is to assist you in quickly securing the best possible Conventional, USDA, or FHA loan options smoothly. Choose from three starting points that pair you with lenders and suitable loan programs.
6115 New Copeland Road, Suite 140, Tyler, TX, 75703
At Crosspoint Lending we pride ourselves in delivering clients the best service & experience through focusing on core values: WORK ETHIC RESPECT & EXPERIENCE. Those 3 key characteristics along with family values are the foundation in which CLG is built upon. Crosspoint Lending is passionate about helping YOU find the best mortgage
7428 Old Jacksonville Hwy, Suite 80, Tyler, TX, 75703
The Mortgage House is a locally owned and operated mortgage brokerage firm. We specialize in Conventional, FHA, VA and USDA home loans. Whether you're looking to purchase or refinance we're here to walk you through the process! We will treat you with the respect due an esteemed customer and give you the personal service you deserve.
Tyler Lending Group, we’ll work hard to help you find the right home loan for your needs. We will shop our extensive network of competitive nationwide mortgage lenders to find the perfect mortgage for you. We work hard to help our clients find and secure the very best terms and rates available.
Home Loans by Kimberly NMLS#1653818 is a fully licensed Residential Mortgage Loan Origination Broker located in Greenville, TX. Kimberly Dewberry has 20 years experience in the mortgage industry and is ready to help you find your dream home or refinance into a lower rate. Closings with Home Loans by Kimberly are "seamless from start to finish
Established in 1906 we have served the needs of our community for over 100 years. You are not simply customers to us; you are our friends and our family. We have strived to excel at bringing you the financial products and technological advancements to meet your needs while retaining our hometown feel.
The El Reno RIL (Rock Island) Credit Union was founded in 1934 by employees of the CRI&P Railroad in El Reno, Oklahoma. In addition to the various employees’ groups added to our field of membership, the credit union is a community credit union serving individuals who reside, attend school, work or worship within Canadian County, Oklahoma.
Union State Bank is a locally operated financial institution that offers a variety of services including, Checking, Savings, Mobile Banking, and Agricultural Commercial Banking. We strive to inspire our customers to make their financial dreams come true and Union State Bank of Hazen is a community-oriented, relationship-driven financial institution
TruCommunity Bank would become the name of Farmers Security Bank, Garrison State Bank & Trust, and Bank of Turtle Lake. TruCommunity Bank will remain at the heart of our communities and is very dedicated to being the great local banks you know and love. Visit one of our 4 locations in Garrison, Max, Turtle Lake, and Washburn.
Horizon Lending Services LLC specialize in Texas and California VA home loans and Reverse Mortgages. We take pride in being recognized as a premier mortgage broker offering a wide array of products. We want you to turn the home of your dreams in the reality. Horizon Lending wants to give you the best options so you can make the right decision
CSE Federal Credit Union was established in 1943 and serves over 33,000 members throughout Calcasieu, Cameron, and Jefferson Davis parishes and beyond. Financial needs for personal or business, we can help. Join & experience the authentic difference.Credit Union was established in 1943 and serves over 33, 000 members throughout Calcasieu, Cameron.
