FHA VS Conventional loan programs in 2025 for Schaghticoke, Rensselaer County, New York
In 2025, the conventional loan limit for Schaghticoke, which is in the county of Rensselaer, NY, is established at $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.
Leverage the Lendersa® Conventional loan calculator to evaluate today's top rates between Conventional, FHA, and USDA loans. Define the necessary income, credit, reserves, and documents needed to qualify. Our advanced tool showcases Conforming Conventional loans, USDA, FHA, and VA alongside one another to help ascertain which program in NY best fits your financial situation.
2025 Loan Limits and Downpayment Requirements in Schaghticoke, Rensselaer County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison is applicable to zip codes: 12121, 12185, 12182, 12154, 12094
Explore Conventional and FHA Loan Options in Schaghticoke, NY
Lendersa® aims to provide the best possible Conventional, USDA, or FHA loans quickly and efficiently. Choose from one of three starting points to connect with matching lenders and loan programs.
2200 W. Orangewood Ave, Suite 150, Orange, CA, 92868
"Essex Mortgage was founded in 1986 as a privately held mortgage lender in Orange County, California. Today, we’re one of the fastest growing mortgage companies in the United States, and one of the largest mortgage bankers on the West coast.
We’re proud of our reputation as a stable, profitable company"
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1 City Boulevard West Suite 1650, Orange, CA, 92868
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The founder of ranchoted, Ted Przybylek, is a well-rounded, highly experienced financial specialist and a private money lending expert. ranchoted stands for genuinely helping people with their real estate financing needs, assisting them through whatever situation they are in. With 30+ years in the lending industry, Ted has assisted buyers and selle
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