Explore the differences! FHA VS Conventional loan programs in Schaghticoke, Rensselaer County, New York
In 2025, the conventional loan limit for Schaghticoke, which is in the county of Rensselaer, NY, is established at $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.
Leverage the Lendersa® Conventional loan calculator to evaluate today's top rates between Conventional, FHA, and USDA loans. Define the necessary income, credit, reserves, and documents needed to qualify. Our advanced tool showcases Conforming Conventional loans, USDA, FHA, and VA alongside one another to help ascertain which program in NY best fits your financial situation.
2025 Loan Limits and Downpayment Requirements in Schaghticoke, Rensselaer County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison is applicable to zip codes: 12121, 12185, 12182, 12154, 12094
Explore Conventional and FHA Loan Options in Schaghticoke, NY
Lendersa® aims to provide the best possible Conventional, USDA, or FHA loans quickly and efficiently. Choose from one of three starting points to connect with matching lenders and loan programs.
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