Explore the differences! FHA VS Conventional loan programs in Hartland, Niagara County, New York

In 2025, Convetional loan limit in Hartland, county of Niagara, NY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Hartland, county of Niagara, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 14067, 14012, 14105, 14008

Conventional and FHA loan options in Hartland, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • NFM Lending
  • 1500 State Street, Suite 203, Sarasota, FL, 34236
  • NFM Lending was founded in historic Baltimore, Maryland, in 1998 by David Silverman and his wife, Sandy. We have since grown from a local brokerage firm to a multi-state Lender with offices throughout the United States. At NFM Lending, we operate on 4 core values: service, innovation, teamwork, and excellence.
  • Windom Mortgage
  • 677 N. Washington Blvd, Sarasota, FL, 34236
  • Windom Mortgage Services, Inc., NMLS # 376916 / 206986, is a licensed mortgage brokerage business originating loans throughout the state of Florida. Specialties: Conventional Purchases, Refinances, VA, FHA, USDA, Reverse Mortgages, Foreign Nationals and Construction Perm. Primary residences, 2nd homes, Investment Property.
  • New Millennium Mortgage Co
  • 3120 Southgate Circle, Sarasota, FL, 34239
  • Timothy Mapp as owner and Broker of New Millennium Mortgage Co., He take great pride in helping our clients receive the best loan program and service in their quest to find the perfect home here in Paradise. Tim have been in the Real Estate field for over 35 years and the Mortgage field for over 15 years.
  • Cross Country Equity, LLC
  • 6007 Financial Plaza, Suite 206, Shreveport, LA, 71129
  • At Cross Country Equity, LLC, the “Mortgage Professionals”, a highly skilled team of financial experts specializing in mortgage loan services. Our company has over 40 years of combined experience in the financial services arena, with expert knowledge in all mortgage products both residential and commercial.
  • Farmers Credit Union
  • 2825 Plaza Avenue, Hays, KS, 67601
  • The Farmers Credit Union was founded in 1953. The first location was an office located in the Farmers Co-op Building. The original capital was obtained by proceeds from a bake sale. Anyone who is a resident of Ellis County or adjoining counties is eligible to be a member of the Farmers Credit Union.
  • Golden Belt Bank
  • 1101 East 27th St, Hays, KS, 67601
  • At Golden Belt Bank, we take great pride in delivering our products in the manner our customer wants them. We strive to establish long-term relationships with our customers and our community. Every day, we get to help write the story. Because we believe one successful story builds one successful family,
  • Exchange Bank
  • 700 Front Street, Natchitoches, LA, 71457
  • Exchange Bank, we have a very strong commitment to our community. We offer unsecured, secured, vehicle and other personal loans, and work with you to create terms that best meet your needs and at very competitive rates. We are locally owned and locally staffed – decisions about your loan request will be made right here, in a timely manner.
  • City Bank & Trust Co.
  • 146 Rue St. Denis, Natchitoches, LA, 71457
  • City Bank was established in Natchitoches in 1933 and has been an integral part of this historic community for over 85 years. The City Bank family constantly strives for excellence and we pride ourselves on the personal services we offer to all of our customers. As a City Bank customer, you will benefit from a full range of services.
  • Pelican Home Lending
  • 8768 Quarters Lake Road, Suite 5, Baton Rouge, LA, 70809
  • At Pelican Home Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Reliant Home Lending
  • 8550 United Plaza Boulevard, Suite 702, Baton Rouge, LA, 70809
  • At Reliant Home Lending We make it easy & worry-free to reduce your interest rate & monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan! Tapping into your home equity is easier than ever before. You’ve been paying down your balance.
  • KEY LENDING SOULTIONS
  • 10311 Jefferson Hwy, Suite B3, Baton Rouge, LA, 70809
  • Key Lending Solutions(KLS) is a local, full service mortgage company licensed in Louisiana and Mississippi specializing in purchase and refinance loans. KLS opened its doors in 2003, and our staff of licensed professionals has a combined experience of over 100 years originating, processing, and closing mortgage transactions.
  • Area Home Lending
  • 1737 Oakdale Dr, Baton Rouge, LA, 70809
  • Our goal is to give you options from all of the largest nationwide investors, with the local service you deserve. Free Approval for FHA, VA, RD/Rural Development, Conventional, Jumbo, First Time Homebuyer programs and more. Also specializing in HUD homes, Bank Repo's, Foreclosures, and more.