FHA VS Conventional loan programs in 2025 for Royalton, Niagara County, New York

In 2025, the conventional loan limit in Royalton, county of Niagara, NY, is set at $726,200. For a single-family home, the FHA limit is $472,030.

Try the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans, and determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool displays Conforming Conventional loans, USDA, FHA, and VA side-by-side, guiding you to identify which program in NY best suits your financial situation.

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2025 Loan Limits and Downpayment Requirements in Royalton, Niagara, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to these zip codes: 14067, 14094, 14105, 14001

Explore Conventional and FHA Loan Options in Royalton, NY

The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loans quickly and easily. Choose one of three starting routes that connect you with suitable lenders and loan programs.

Outcomes of Lendersa USDA loan request and matching process


  • Twin Rivers Capital
  • 2255 Watt Ave, Suite 125, Sacramento, CA, 95825
  • Twin Rivers Capital is in the relationship business and that our client base is looking for first class personalized service. Twin Rivers Capital prides itself in our exemplary staff that allows us to be available, responsive and easy to work with. Twin Rivers Capital is a premier private hard money lender chosen for consistent performance, reliabl
  • Sierra Commercial Capital
  • 333 University Avenue, Sacramento, CA, 95825
  • "Sierra Commercial Capital is a financing company that provides smart business solutions and consulting to various kind of businesses no matter the size, industry or the state of their finances. Sierra Commercial Capital is your one stop alternative for financing solutions for your business loan"
  • First U.S. Community Credit Union
  • 580 University Avenue, Sacramento, CA, 95826
  • First U.S. has been making a difference in the financial lives of our members with affordable loans, generous savings programs and friendly, personal service full line of savings options, loan solutions and decades of home financing experience, First U.S. has the products and services you need to achieve your goals.
  • Golden 1 Credit Union
  • 8945 Cal Center Dr, Sacramento, CA, 95826
  • The Golden 1 Credit Union aims to be #1 in the Gold Rush State. One of the largest credit unions in California, and among the top 10 in the US, the member-owned organization serves communities in central and northern parts of the state through 80-plus branches; nearly half of which in the Sacramento area. The Golden 1 has assets in excess
  • Mocse Credit Union
  • 3600 Coffee Rd, Modesto, CA, 95355
  • When Mocse Federal Credit Union was granted its charter in February of 1959, Mocse’s membership consisted of seven members and an asset size of $35.00. These seven founding members recognized that employees of Modesto City Schools were in need of financial services provided by a credit union. They were correct in this assumption.
  • iCapital Options
  • 1545 River Park Dr, Sacramento, CA, 95815
  • At iCapital Option, we're not just a lender; we're your financial partner in realizing your real estate and business aspirations. With a commitment to your success, we offer a diverse range of funding options designed to cater to your unique needs and goals. iCapital Option is here to provide you with the financial support necessary to achieve
  • PIC Group
  • 1545 River Park Dr, Sacramento, CA, 95815
  • PIC Group was founded on the belief that access to flexible and reliable funding should be within reach for individuals and businesses alike. Our journey began with a vision to bridge the gap between aspirations and achievements by providing tailored financial solutions. Over the years, we have honed our expertise and expanded our offerings
  • Optimus Capital
  • 1545 River Park Drive, Suite 335, Sacramento, CA, 95815
  • Optimus Capital, Inc. offers fast and creative financing solutions for real estate investors, through private hard money loans. As a full-service private money lender, we can help cash flow all your deals while you build up your real estate portfolio Whether it’s for wholesale, a renovation project or ground up construction.
  • First City Mortgage
  • 861 E Thousand Oaks Blvd, Suite 1, Thousand Oaks, CA, 91360
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Thousand Oaks Mortgage
  • 812 Woodlawn Dr, Thousand Oaks, CA, 91360
  • Michael started his real estate career in 1971 with the purchase of his first home. Michael bought a home in Perrysburg, Ohio for the enormous sum of $20, 000.00! It had no central heat, and no insulation but it did have knob and tube wiring. The home was built before 1865 and it needed some restoration.