FHA VS Conventional loan in South-Lockport, Niagara County, New York
For the year 2025, the limit for a conventional loan on a single-family home in South-Lockport, under Niagara county, NY, is $647,200. Meanwhile, the FHA limit is set at $420,680.
Utilize Lendersa®'s Conventional loan calculator to review and compare the most current rates among Conventional, FHA, and USDA loans. Determine what is required in income, credit, reserves, and documentation to meet the eligibility criteria. Our sophisticated mortgage calculator permits you to view Conforming Conventional loans alongside USDA, FHA, and VA options, guiding you to choose the program in NY that best fits your financial needs.
2025 Loan Limits and Down Payment Requirements in South-Lockport, Niagara, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Applicable zip codes for the table include: 14094
Diverse Conventional and FHA Loan Options in South-Lockport, NY
The mission of Lendersa® is to deliver the most favorable Conventional, USDA, or FHA loans efficiently and with ease. Select from three pathways to align with lenders and programs suitable for your needs.
"C. Watson Financial is a locally owned Mortgage Broker in business to help customers find the home financing to fit their needs. We help buyers with a staff of highly trained loan professionals, so you can be sure that you are fitted with the best loan package available.
Whether you are buying your first home or an investment property,"
Valley Wide Homes is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
"Western Pioneer Financial is a full spectrum lender with complete real estate services. We bring over 35 years of combined experience in both real estate and loans. Our commitment and focus is to provide genuine one-stop shopping services to our clients and customers.
We are committed to providing our clients with superior personal service."
Caleb Parmenter is your premier mortgage professional located in Fresno, California. Caleb and Caleb Parmenter - Big Valley Mortgage offer some of the most competitive rates nationwide, making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Fresno area.
Since 1989, Oro Financial of CA, Inc has originated residential and commercial loans for borrowers who have tried to obtain conventional financing but were unable to. Credit is not a problem and we can loan against any property within the State of California. We will move fast and have been able to fund in 24 hours.
Mid Valley Financial is the Central Valley’s premier residential and commercial mortgage lender. We pride ourselves on offering some of the lowest rates & making the loan process fast, simple and straight forward for borrowers seeking an inexpensive mortgage in California, loan officers can help you take the first step toward a financial solution.
Mid Valley Financial is the Central Valley’s premier residential and commercial mortgage lender. We pride ourselves on offering some of the lowest rates and making the loan process fast, simple and straight forward for borrowers seeking an inexpensive mortgage in California. Whether you are a first time buyer, purchasing your dream property.
2441 Honolulu Avenue, Suite 142, Montrose, CA, 91020
Source One Finance is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
3959 Foothill Blvd, Suite 200, La Crescenta, CA, 91214
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
