Conventional Loans Vs FHA in Jefferson-Valley-Yorktown, NY [in 2026]

In 2026, the conventional loan limit for Jefferson-Valley-Yorktown, within the county of Westchester, NY, is $970,800, whereas the FHA limit for a single-family residence is $970,800.

The Lendersa® Conventional loan calculator allows you to evaluate the best current rates for Conventional versus FHA and USDA. Determine the income, credit score, reserves, and necessary documents for qualification. This advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA, providing a clear comparison to help you decide which program in NY suits your financial circumstances best.

Options for Conventional and FHA Loans in Jefferson-Valley-Yorktown, NY

At Lendersa®, our mission is to provide you quickly with the optimal Conventional, USDA, or FHA loans without the hassle. Choose one of the three starting points to find matching lenders and loan programs.

Loan Type	Loan Limit	Down Payment
Conventional Conforming	$970,800	3%
USDA	$0	0%
FHA	$970,800	3.5%

Lendersa's USDA Loan Request Matching Results

Jefferson-Valley-Yorktown Lenders
(877) 478-6562 Lender's profile and map Sun Mortgage Company, Inc. 2 Robbie Rd Cortlandt, Manor, NY, 10567 Lends in New York Sun Mortgage Company, Inc., professional mortgage company specializing in residential mortgages. 7 years Five Star Mortgage Professionals, Ranking in the top 1% for client satisfaction out of 1,800 Realtors, Westchester Magazine. At Sun Mortgage Company, Inc., we will find a loan that fits each borrower.
(800) 711-1071 Lender's profile and map Putnam Capital Services 1013 Route 6, Mahopac, NY, 10541 Lends in New York At Putnam Capital Services, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(914) 736-9230 Lender's profile and map A.S.A.P. Mortgage Corp. 2 S. Division St, 2nd Floor, Peekskill, NY, 10566 Lends in New York ASAP Mortgage Corp. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual home buyers throughout New York, New Jersey, Connecticut, Massachusetts, Pennsylvania, and Florida. We are a full service mortgage brokerage firm with an experienced staff offeri
(914) 861-2450 Lender's profile and map Brisco Funding LLC One South Greeley Ave Suite 1b, Chappaqua, NY, 10514 Lends in New York Brisco Funding, LLC is located in Chappaqua, NY, United States and is part of the Mortgage Banking Industry. Brisco Funding, LLC has 1 total employees across all of its locations and generates $165,887 in sales (USD).Brisco Funding is a Private Lending company specializing in single-family and multi-family rehab lending.
(914) 219-5550 Lender's profile and map Pyramid Capital Group Inc 26 Village Green, Suite 10, Bedford, NY, 10506 Lends in New York Pyramid Capital Group has established itself in the marketplace since 1993 as a company you can trust. We are comprised of professionals whose goal is to help you better understand the loan process and make it a pleasurable one. Our nationwide network of lenders make it possible for us to handle any type of situation ranging.
(914) 522-9566 Lender's profile and map B Naman Consulting Inc 245 Saw Mill River Road, Suite 106B, Hawthorne, NY, 10532 Lends in New York Bruce J. Naman Serving the area for over 25 years, I'm committed to helping you find the right mortgage product for your needs. I understand that every borrower is different, and offer a variety of products to meet your individual requirements, with my expertise, I get the hard deals done. I make the process of securing a mortgage simple.
(845) 639-0400 Lender's profile and map Prodigy Mortgage Corp 3 Dalewood Court, New City, NY, 10956 Lends in New York Rick Spears founded Prodigy Mortgage Corporation in 1999. Our philosophy is to conduct ourselves as a Discount Mortgage Broker with concentration in high net worth borrowers, 1st time homebuyers, FHA, and VA financing. We have deep and long standing business relationships and agreements with banks and Lending Companies.
(845) 352-0722 Lender's profile and map Embassy Funding LLC 216 Congers Road Suite 3-A, New City, NY, 10956 Lends in New York Courtney J. Krysty is the owner and managing member of Embassy Funding LLC. She holds mortgage loan originator licenses in New York, New Jersey, Connecticut and Florida. Courtney has been working in the industry for over 15 years, gaining a wealth of experience as a processor, underwriter, loan officer, and branch manager.
(845) 348-3172 Lender's profile and map Starr Mortgage Company Inc 15 North Mill Street, Suite 215, Nyack, NY, 10960 Lends in New York Starr Mortgage Company, Inc. has quickly become a benchmark in the mortgage industry. Our headquarters is located in Nyack, NY in the historic Hudson Valley Region of New York, however our area of influence and expertise ranges all the way from Rockland and Westchester Counties, throughout all 5 boroughs of New York City.