FHA VS Conventional loan programs in Jefferson-Valley-Yorktown, Westchester County, New York

In 2025, the conventional loan limit for Jefferson-Valley-Yorktown, within the county of Westchester, NY, is $970,800, whereas the FHA limit for a single-family residence is $970,800.

The Lendersa® Conventional loan calculator allows you to evaluate the best current rates for Conventional versus FHA and USDA. Determine the income, credit score, reserves, and necessary documents for qualification. This advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA, providing a clear comparison to help you decide which program in NY suits your financial circumstances best.

Compare offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Jefferson-Valley-Yorktown, Westchester County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

The comparison table applies to the following zip codes: 10598, 10535, 10588

Options for Conventional and FHA Loans in Jefferson-Valley-Yorktown, NY

At Lendersa®, our mission is to provide you quickly with the optimal Conventional, USDA, or FHA loans without the hassle. Choose one of the three starting points to find matching lenders and loan programs.

Lendersa's USDA Loan Request Matching Results


  • Hamilton Mortgage Services Inc
  • 11776 W. Sample Road, Suite 104, Coral Springs, FL, 33065
  • The Hamilton Mortgage Services Inc. Team is a premiere mortgage company located in Pembroke Pines, Florida. We pride ourselves on offering some of the lowest rates available without sacrificing excellent customer service. Our goal is to ensure that you are choosing a loan that fits both your present and future needs.
  • Prestige Home Loans LLC
  • 2900 N University Drive, Coral Springs, FL, 33065
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • The Loan Center Inc
  • 3111 N University Drive, Suite 613, Coral Springs, FL, 33065
  • Listing, Selling and renting South Florida Real Estate for over 15 years. Real estate listing, homes for sale, homes for rent, apartments for rent, foreclosure for sale, foreclosure list, Parkland homes, Coral springs homes, Pembroke homes, Parkland real estate, Short sale, HUD homes, Mortgages, FHA loans,
  • RESIDENTIAL SAVINGS MORTGAGE
  • 2801 N. University Dr 204, Coral Springs, FL, 33065
  • Residential Savings Mortgage, Inc., a Licensed Mortgage Brokerage Business, is committed to providing you with the very best mortgage solutions for your current financial situation. Our Management Team has over 70 years of experience in the mortgage industry and are always available in the office during regular business hours.
  • Supreme Lending
  • 10101 W. Sample Road, Suite 305, Coral Springs, FL, 33065
  • Supreme Lending, one of the most respected Mortgage Bankers, was established in 1999 by Scott Everett. Having an extensive business and mortgage background, Mr. Everett has secured the respect of mortgage professionals and is committed to attracting not only the most professional loan officers but also the most cutting edge loan products
  • ACE MORTGAGE LOAN CORPORATION
  • 10181 W. Sample Road, Coral Springs, FL, 33065
  • Ace Mortgage Loan Corporation was created in 1996 to help people achieve their American Dream. Long before “bubbles”or “collapses”, Ace Mortgage Loan Corporation was representing client’s interests in navigating the mortgage market with knowledgeable friendly staff and a leading research and compliance team.
  • Primeco Mortgage Corporation
  • 10101 West Sample Road Suite 202, Coral Springs, FL, 33065
  • Primeco Mortgage Corporation (PMC) is a Mortgage Company that prides itself on exceptional client service, competitive rates, and the delivery of customized home mortgage solutions the RIGHT way. We recognize this is a new era in mortgage lending and we’ve built our team, process and service delivery model with this in mind.
  • Halo Mortgage
  • 2900 N University Drive, Suite 52, Coral Springs, FL, 33065
  • Halo Mortgage, we are passionate about who we are and what we do and a lot of that is because we feel that our Mortgage Broker model is Better than the rest. Not only is it Better for us (we don’t like limitations) but it’s Better for you too. Halo Mortgage, offering personalized mortgage solutions
  • Table Rock Community Bank
  • 1 Wildwood Ln, Kimberling City, MO, 65686
  • Table Rock Community Bank is your only local community bank in Stone County, Missouri. We exist to meet the banking needs of our customers and to make a positive difference in the communities we serve, including Kimberling City and Branson West. Table Rock Community Bank is a full-service bank providing personal
  • Mortgage Professionals
  • 555 S. Powerline Rd, Suite 8, Pompano Beach, FL, 33069
  • At Mortgage Professionals. We understand that buying a home may be a daunting task, but with us, we make it really easy! Our highly skilled team of Originators, Processors and Underwriters have several years of experience- leaving YOU in good hands. We will guide you, listen to your concerns and make it our top priority to get you your dream home.