Explore the differences! FHA VS Conventional loan programs in Island-Park, Nassau County, New York

In 2025, the conventional loan limit in Island-Park, located in Nassau county, NY, is $970,800. Concurrently, the FHA limit for a single-family home is $970,800, offering various choices for homeowners.

Take advantage of the Lendersa® Conventional loan calculator to explore and assess today’s optimal rates across Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documentation are required for qualification. Our cutting-edge mortgage calculator allows you to compare Conforming Conventional loans with USDA, FHA, and VA options, empowering you to choose the ideal program in NY that aligns with your financial objectives.

Discover and contrast loan offers from 100 different lenders

2025 Loan Limits and Down Payment Specifications in Island-Park, County of Nassau, NY

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

Note: The comparison table is relevant for the following zip codes: 11558

Explore Conventional and FHA Loan Opportunities in Island-Park, NY

Lendersa® is focused on connecting you rapidly with the best available Conventional, USDA, or FHA loan opportunities, minimizing any hassle. Start from one of the three pathways to find matching lenders and customized loan programs that suit your needs.

Results from Lendersa USDA loan requests


  • National Home Preservation Center
  • 2600 West Olive Ave, 5th Floor, Burbank, CA, 91505
  • NHPC assists troubled homeowners every day through our national network of foreclosure prevention Team. Get the professional help you need to keep your home and have peace of mind. Our national network of foreclosure prevention specialists will work hard on your behalf and negotiate directly.
  • UMe Credit Union
  • 3000 W. Magnolia Blvd, Burbank, CA, 91505
  • U + Me. That’s our not-so-secret sauce. We care about the things that matter to you—family, friends, that comfy old pair of shoes you can’t throw away even though one of them has a hole (no judgment). As a Burbank institution, we’ve been committed to our community since 1940. And through our long history.
  • The Mortgage Group
  • 4405 Riverside Drive, Suite 101, Burbank, CA, 91505
  • The Mortgage Group is a family run business since 1995. After working for and managing other mortgage companies for many years, Gary Hatch started his own company, The Mortgage Group, in 1995. In early 2000, his daughter, Christine, joined the company. In 2006, the responsibility of running the company was transferred to Christine.
  • SDC Capital
  • 4001 Burbank Blvd., Burbank, CA, 91505
  • SDC Capital has over 35 years of bridge lending and real estate development experience.
  • Aztec Financial
  • 2624 W. Magnolia Blvd., Burbank, CA, 91505
  • Aztec Financial was established in 1987 with the mission of creating extraordinary mortgage solutions for the people of California. We are a direct lender specializing in fix and flip loans, hard money/private equity, construction loans, and creative lending solutions. We pride ourselves on funding very quickly with no red tape.
  • SDC Capital Funding
  • 4001 Burbank Blvd., Burbank, CA, 91505
  • SDC Capital has over 35 years of bridge lending and real estate development experience. Given our real estate development experience, we are uniquely positioned to not only provide capital but to also be a valuable resource for our borrowers. We understand the challenges real estate investors face and have the flexibility to structure our loan.
  • Greater Oregon Mortgage Company
  • 6840 Sw Fernbrook Ct, Wilsonville, OR, 97070
  • Greater Oregon Mortgage Company offers a wide range of residential mortgage loan products to meet your financial needs and circumstances. Whether you’re a first-time buyer or seasoned investment property owner, I’m here to guide you through the process. Feel free to contact me so we can discuss what loan programs are best for your situation.
  • Kahren Oxner at UMortgage
  • 25195 SW Parkway Ave, Suite 204, Wilsonville, OR, 97070
  • Kahren Oxner Helping her clients realize their dreams of homeownership, has been my passion for over 21 years. Kahren will be forever grateful to the amazing mentors and leadership opportunities I’ve had along the way, and am humbled as a Senior Loan Officer at UMortgage, to be able to do the same for our team in return.
  • Borrow Smart Mortgage Inc
  • 9450 South West Commerce Circle, Suite 401, Wilsonville, OR, 97070
  • Tom Griffith and team have a combined experience of 50 years in the mortgage industry and felt there was a better way to facilitate a clients needs without eliminating inefficacies in the communication process. Borrow Smart Mortgage takes this into account by leveraging strategies to make the home buying process quick and affordable.
  • Tulare County Mortgage Services
  • 332 East King Ave, Tulare, CA, 93274
  • TCMS, we are dedicated to helping residents of CA’s Central Valley get the prompt mortgage and refinancing services they need at rates they can afford. Our loan officers are licensed, experienced & provide the attentive and dedicated customer service and attention prospective homebuyers need in order to make the process of obtaining financing easy.