FHA VS Conventional loan programs in Island-Park, Nassau County, New York

In 2026, the conventional loan limit in Island-Park, located in Nassau county, NY, is $970,800. Concurrently, the FHA limit for a single-family home is $970,800, offering various choices for homeowners.

Take advantage of the Lendersa® Conventional loan calculator to explore and assess today’s optimal rates across Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documentation are required for qualification. Our cutting-edge mortgage calculator allows you to compare Conforming Conventional loans with USDA, FHA, and VA options, empowering you to choose the ideal program in NY that aligns with your financial objectives.

Discover and contrast loan offers from 100 different lenders

2026 Loan Limits and Down Payment Specifications in Island-Park, County of Nassau, NY

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

Note: The comparison table is relevant for the following zip codes: 11558

Explore Conventional and FHA Loan Opportunities in Island-Park, NY

Lendersa® is focused on connecting you rapidly with the best available Conventional, USDA, or FHA loan opportunities, minimizing any hassle. Start from one of the three pathways to find matching lenders and customized loan programs that suit your needs.

Results from Lendersa USDA loan requests


  • Essex Mortgage
  • 2200 W. Orangewood Ave, Suite 150, Orange, CA, 92868
  • "Essex Mortgage was founded in 1986 as a privately held mortgage lender in Orange County, California. Today, we’re one of the fastest growing mortgage companies in the United States, and one of the largest mortgage bankers on the West coast.

    We’re proud of our reputation as a stable, profitable company"

  • Sharp Loan
  • 625 The City Drive S, Ste 400, Orange, CA, 92868
  • At Sharp Loan, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders.

  • Interactive Mortgage
  • 1 City Boulevard West Suite 1650, Orange, CA, 92868
  • Winnpointe Corporation dba Interactive Mortgage provides current and future homeowners with the “Faster, Smarter…Simply Better” way to find the best loan you want quickly. We offer lender paid closing costs and an easy-to-use pricing engine, which allows you to control the process of saying yes.

  • Lincoln Equity Inc
  • 171 S Anita Drive, Orange, CA, 92868
  • Lincoln Equity Inc has all the appeal and proximity of a local realtor, but with the experience of a realty giant! We will guide you through every aspect of the purchase, sale, leasing and management of residential real estate in the Costa Mesa area. Lincoln Equity Inc was recently awarded the CA

  • Denali Commercial Mortgage
  • 8754 SE Margie Way, Happy Valley, OR, 97086
  • Our goal is to secure the financing you need as simply as possible. Our longstanding partnerships also allow us to navigate the options on behalf of our clients, and then suggest the best loan or lease. Because we know precisely what documentation each lender requires, we can help each client gather exactly the right information.

  • Wells Fargo
  • 2030 Main Street, Irvine, CA, 92614
  • Step 1: Prequalify
    Getting prequalified lets you know how much you can borrow, and lets sellers know you can back up your offer.
    Step 2: Shop
    Current Wells Fargo customers have exclusive access to a one-stop real estate shopping
    tool.1 Start your home search now.
    Step 3: Apply
    Once you've found a home, it's time to submit a mortgage applicati

  • Rate Plus Inc
  • 1920 Main Street, Suite 500, Irvine, CA, 92614
  • Our company was founded on a simple principle – to deliver a great RATE – and provide an exceptional customer experience. With over 30 years of lending experience, we understand the loan process can be long and complex. That’s why we’ve made it our mission to make it as no-nonsense and hassle-free as possible.

  • West Capital Lending
  • 24 Executive Park, Ste 250, Irvine, CA, 92614
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Rapid Capital Funding PC
  • 1 Park Place, Suite 600, Irvine, CA, 92614
  • At Rapid Capital Funding PC., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Shore Capital Corporation
  • 2030 Main Street, Suite 1300, Irvine, CA, 92614
  • "Shore Capital Corporation is more than a Real Estate and Mortgage Brokerage. We focus on solving problems for human beings and furthering client health.
    We offer a variety of mortgage products throughout California, as well as partaking in loan business with multiple lenders in California, Colorado and Florida."