FHA VS Conventional loan programs in Lawrence, Nassau County, New York

As of 2026, in Lawrence, located in Nassau county, NY, the conventional loan limit for a single-family home is $1,089,300, whereas the FHA limit is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to review and compare today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows Conforming Conventional loans alongside USDA, FHA, and VA options, helping you choose the best program in NY for your financial needs.

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Loan Limits and Down Payment Requirements for 2026 in Lawrence, Nassau, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This table is relevant to zip codes: 11559

Conventional and FHA Loan Options in Lawrence, NY

The goal of Lendersa® is to provide the best possible Conventional, USDA, or FHA loans quickly and without hassle. Choose one of three starting approaches to find matching lenders and loan programs.

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  • US Lending Network, Inc.
  • 4411 E. La Palma Avenue, Anaheim, CA, 92807
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Orange County Mortgages by End Zone Mortgage
  • 6200 E. Canyon Rim Rd. Suite 204, Anaheim, CA, 92807
  • We have 13 Lenders to work with you, some with down payment assistance programs. We have FHA VA and Conventional Loans with down payments as low as 3.5 % and conventional loan with only 3% down and lender paid Mortgage Insurance. We offer 12 and 24 month bank statement loans for our Self Employed Clients.

  • Trimark Funding
  • 5753 Santa Ana Canyon Road, Suite 617, Anaheim, CA, 92807
  • Trimark Funding is hard money lender headquartered in Anaheim Hills, CA. They provide funding in California. Their lending focus is mainly on fix and flip hard money loans. They do not require a minimum FICO rating to receive a loan. The focus of their loans is for single family and multi-family units

  • MLS FUNDING
  • 8640 Martin Way E Suite D, Lacey, WA, 98516
  • MLS Funding is a local and privately owned Mortgage Broker/Bank. We have all the tools and resources of a large bank, but the customer service and flexibility of a small business. We utilize cutting edge technology to facilitate the loan transaction and have an extremely competitive rate and fee structure.

  • Clearinghouse CDFI
  • 23861 El Toro Road Suite 700, Lake Forest, CA, 92630
  • We are a community lender and a Benefit “B” Corporation that addresses unmet credit needs throughout the U.S. and in Indian Country through direct lending, equity investments, and financial assistance.
    Borrowers, Need a Loan?
    Learn about our loan programs and others like you who are driving positive change in their communities.
    Investors, see ho

  • meMortgage
  • 25531 Commercentre, Suite 250, Lake Forest, CA, 92630
  • We are meMortgage; your new, woman ran, wholesale mortgage partner. We look forward to serving all your needs for many years to come.
    Let me Help You

    To foster a simplified, intuitive lending experience so that, together, we can deliver customer-centric solutions to help clients realize their dreams

  • Equity123 Lending
  • 22512 Aliso Park Drive, Lake Forest, CA, 92630
  • Equity123 Lending uses a combination of technology and personalized service to make the experience of getting a loan simple and hassle free. We find the right loan product that will fit your personal and financial goals.
    Our mission is to serve our customers with honesty, integrity and competence.

  • Acra Lending
  • 25531 Commercentre Drive, Suite 160, Lake Forest, CA, 92630
  • Acra Lending, was formed with a focus on providing the industry’s leading tailor-made Non-QM mortgage products. We partner with industry leaders and mortgage professionals, focusing on delivering programs that center around borrower and industry needs. Helping mortgage professionals achieve their clients’ purchase and investment goals.

  • Cinq Mortgage
  • 25422 Trabuco Road, Suite 105-627, Lake Forest, CA, 92630
  • Welcome to Cinq Mortgage. We are a full-service mortgage company based in Lake Forest, CA. We specialize in Home Purchase Loans and Refinance in Orange County, Riverside County, San Diego County, and Los Angeles County. Whether you are buying a home or refinancing we can help you realize your dream of homeownership

  • Supreme Finance
  • 23161 Lake Center Drive, Suite 203, Lake Forest, CA, 92630
  • Our business has been built on referrals and it is our goal to have every customer become a new referral! Our adage is and will always be: ""People don't care how much you know until they know how much you care."" At Supreme Finance it is a ""family affair"". We are a family owned business that has been in the mortgage industry for over 30+ years!

  • Right Choice Mortgage, Inc.
  • 25351 Commercentre Drive, Suite 100, Lake Forest, CA, 92630
  • We pledge to help borrowers overcome roadblocks that can arise while securing a loan. We meet specific customer needs with a wide array of products, investment tools, and mortgages.Our goal is to provide home loans to our clients while providing the lowest interest rate with little to no closing costs.