FHA VS Conventional loan programs in Lake-Ronkonkoma, Suffolk County, New York

In 2025, the limit for Conventional loans in Lake-Ronkonkoma, situated in Suffolk county, NY, is $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.

Utilize the Lendersa® Conventional loan calculator to see today's best rates across Conventional, FHA, and USDA loans, and determine the income, credit requirements, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional loans alongside USDA, FHA, and VA options, helping determine which NY program is optimal for your unique financial situation.

Examine offers available from 100 lenders

Review 2025 Loan Limits and Downpayment Requirements in Lake-Ronkonkoma, NY

Loan Type Loan Limit Initial Downpayment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This information pertains to the following zip codes: 11767, 11779

Exploring FHA and Conventional Loan Avenues in Lake-Ronkonkoma, NY

The goal of Lendersa® is to quickly connect you with the ideal loan options, whether Conventional, USDA, or FHA, with ease. Initiate the process using one of three straightforward methods that lead to matched lenders and programs.

Lendersa USDA loan request and matching results


  • First Rate Mortgage LLC
  • 1350 Hannah Lane, Waukee, IA, 50263
  • First Rate Mortgage was established in 1998 by Angela Swank (Frost). We are locally owned and operated and licensed in the State of Iowa. Our customers are like family and we treat them that way.Our goals are to provide a high level of one on one service with our customer's and offer them the best rates available.
  • Allstate Home Mortgage
  • 6329 Kutcher Lane, Eden Prairie, MN, 55341
  • At Allstate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Paradise Bank
  • 2420 N. Federal Hwy, Boca Raton, FL, 33431
  • At Paradise Bank, we are dedicated to serving the long-term financial health of our customers so you can conduct your banking needs safely, securely & conveniently. Our products and services have been developed in partnership with our customers, business owners and managers. We use the latest technology to enhance personal service, not replace it.
  • Titan Funding
  • 2701 NW Boca Raton Blvd, Suite 105, Boca Raton, FL, 33431
  • Titan Funding is a Team of passionate Banking Professionals consisting of CEO’s, investment professionals and entrepreneurs aligned to assist both businesses and individuals meet their capital needs. We leverage our many years of industry and personal business experience to provide a single source for debt, equity and investment capital.
  • Capital Funding Financial LLC
  • 5550 Glades Rd, Ste 200, Boca Raton, FL, 33431
  • "Capital Funding Financial is a family operated licensed private lender specializing in asset based investment properties nationwide. We have over 30 Years in combined real estate experience and over 1 Billion in Closed Real Estate Transactions amongst our Principals and over 1,000 SFR Developments completed in our Land Development business. Check
  • mark my mortgage
  • 2424 North Federal Highway, Suite 200 A, Boca Raton, FL, 33431
  • Mark my Mortgage is an affiliate of Group One Mortgage and has over 30 years lending experience in the Florida Real Estate market. Group One Mortgage. is a licensed Correspondent Mortgage Lender in the State of Florida. Our company is dedicated to offering our customers the highest levels of service and satisfaction,
  • U.S. Mortgage of Texas
  • 4800 N. Federal Hwy, Bldg E, Suite 200, Boca Raton, FL, 33431
  • US Mortgage of Texas is a full service lender whose primary focus is to serve our Texas mortgage customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process. We can assist you with qualifying.
  • Leading Edge Mortgage Corp
  • 2200 Northwest Corporate Blvd, Suite 309, Boca Raton, FL, 33431
  • Leading Edge Mortgage was founded in 1997 in Boca Raton, Florida. Our team of experts are passionate about helping customers find their first home, their next home, or ways to refinance so they can enjoy greater financial freedom. To the buyers doing their research online - we understand this process can seem daunting!
  • Unlimited Mortgage Lending LLC
  • 1825 Northwest Corporate Blvd, Suite 110, Boca Raton, FL, 33431
  • Unlimited Mortgage Lending, LLC, a full-service Mortgage Brokerage based in Boca Raton, Florida. We specialize in home loans in Florida. With, Christopher Pierce the owner and licensed since 1998, we bring a combined 20+ years of experience. We have guided many first-time homebuyers to accomplishing their dream of owning their own home.
  • Heart Mortgage Corporation
  • 4800 North Federal Highway, Suite 104A, Boca Raton, FL, 33431
  • Heart Mortgage Corporation helps you find the best mortgage deal. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome
  • Swiss Capital Financial Inc
  • 301 Yamato Road, Suite 1240, Boca Raton, FL, 33431
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.