Explore the differences! FHA VS Conventional loan programs in Lackawanna, Erie County, New York

In the year 2025, the Conventional loan limit for Lackawanna, located in Erie county, NY, is $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator for comparing the best available rates for Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and document requirements for qualification. Through our advanced mortgage calculator, examine Conforming Conventional loans alongside USDA, FHA, and VA options, allowing you to identify the most suitable program within NY for your unique financial situation.

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2025 Loan Limits and Downpayment Requirements in Lackawanna, Erie County, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for zip codes: 14218

Browse Conventional and FHA Loan Options in Lackawanna, NY

Lendersa® aims to effortlessly deliver the best Conventional, USDA, or FHA loan options. Start with one of three pathways leading to matching lenders and the right loan programs for you.

Lendersa USDA loan request and matching results


  • Landmark National Bank
  • 1741 N Washington, Auburn, KS, 66402
  • Landmark National Bank’s roots trace back to April 22, 1885, when it was originally chartered under the name Manhattan Buildings & Savings Association. As our bank’s footprint has expanded over the last century, our name has changed to reflect the growing number of communities we serve throughout Kansas and beyond.
  • ELITE FUNDING NETWORK
  • 3940 NW 16th Blvd., Suite A, Gainesville, FL, 32605
  • Chris Doering entered the mortgage industry after a friend asked him to lead a Gainesville branch of his mortgage company. Upon learning the ins and outs of the industry, Chris Doering Mortgage finally opened its doors in April of 2007. Despite the difficult times in the housing and mortgage industry
  • Purple Ink Mortgage
  • 5506 Walsh Ln, Suite 206, Rogers, AR, 72758
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Thrive Mortgage, LLC
  • 5309 W. Village Parkway, Suite 3, Rogers, AR, 72758
  • Thrive Mortgage was founded in 2001 in Georgetown, Texas Our goal is to provide our clients with a legendary lending experience that exceeds all expectations. and We offer a large variety of loan programs including conventional, FHA, USDA, VA reverse mortgages, and interim construction loans
  • My Healthcare Federal Credit Union
  • 4720 NW 39th Ave, Gainesville, FL, 32606
  • My Healthcare Federal Credit Union has been serving employees of thehealth care community since 1974. The credit union was originally formed under the name of HCA Federal Credit Union and was chartered to serve the health care community of North Florida Regional Medical Center in Gainesville, FL.
  • Alligator Mortgage Company
  • 2630-B NW 41st Street, Gainesville, FL, 32606
  • The Alligator Mortgage Company Team is your premier mortgage team located in Gainesville, Florida. We pride ourselves on offering some of the best mortgage rates in Gainesville and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Gainesville area.
  • University of Nebraska Federal Credit Union
  • 1720 P Street, Lincoln, NE, 68508
  • The University of Nebraska Federal Credit Union was started by seven faculty members back in 1937. Soon after membership was expanded to include university staff and in 2006 university students were added to the field of membership. In the fall of 2016 the credit union began reaching out to Alumni and welcoming them to join as well.
  • Nebraska State Employees Credit Union
  • 330 S. 16, Lincoln, NE, 68508
  • NSECU provides a convenient and inexpensive source of credit for worthwhile and meaningful purposes. We do this by returning any earnings to our members through higher dividend rates for share accounts and lower interest rates on loans. NSECU provides a convenient and inexpensive source of credit for worthwhile and meaningful purposes.
  • United Bank
  • 2600 S Thompson St, Springdale, AR, 72764
  • United Bank (Arkansas) is a Bank with operations in one state. United Bank (Arkansas) offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA and construction mortgages and For over 40 years, United Bank has been a locally owned community Bank with a geographic focus on Northwest Arkansas.
  • Total Lending Concepts
  • 1310 N. Main Street, Bell, FL, 32619
  • The Total Lending Concepts Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Colorado and Missouri. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.