FHA VS Conventional loan in Lake-Erie-Beach, Erie County, New York
For 2025, in Lake-Erie-Beach, located within the county of Erie, NY, the Conventional loan limit is $647,200. Meanwhile, the FHA limit set for a single-family home is $420,680. Understanding these limits is very important for homeowners planning to access financial options effectively in this area.
Employ the Lendersa® Conventional loan calculator to evaluate today's best-rate options available among Conventional, FHA, and USDA loans. This tool aids in identifying the needed income, credit score criteria, financial reserves, and documents necessary to qualify for these loans. Our advanced mortgage calculator places the Conforming Conventional, USDA, FHA, and VA loans side by side for easy comparison, which assists you in making informed decisions about the best program available in NY that suits your unique financial situation.
2025 Loan Limits and Down Payment Requirements in Lake-Erie-Beach, Erie County, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This detailed table applies specifically to the zip codes: 14006, ensuring the data provided has local relevance and accuracy for your financial decisions.
Explore Conventional and FHA Loan Options within Lake-Erie-Beach, NY
The main objective of Lendersa® is to efficiently help you secure the best available loan—whether Conventional, USDA, or FHA—with minimal hassle. Begin by selecting one of the three starting points, each designed to connect you with loan programs and lenders that perfectly match your needs.
These resources and tools are crafted to facilitate the loan acquisition process, enhancing your financial journey whether you are buying your first home or refinancing an existing property.
2200 Washington Street East, Charleston, WV, 25311
At The State Credit Union, our goal, quite simply, is to minimize your exposure to risk and the impact of any fraudulent activity on your accounts.
To protect your account, The State Credit Union monitors debit card transactions for potentially fraudulent activity through a Fraud Detection Program called EnFact Premium Testing.
West Virginia National Guard Federal Credit Union has been open since 1959. It's the 20th largest credit union in West Virginia with assets totaling $50.63 Million and providing banking services to more than 2, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing services to U.S. military members.
For more than 83 years, CrossPoint Federal Credit Union has found success by finding the right products for our members and not by finding members for our products. In 1936, the credit union aimed to understand the goals of teachers. Today, that level of loyalty and commitment to customizing a full scope of financial solutions spans to people.
Virginia National Bank opened in Charlottesville, VA in July 1998 with more than 900 local shareholders. As a true community bank, we not only meet the needs of our community, but we are also a part of its growth The VNB story continues to unfold. As we continue to grow, we will never lose sight of the critical ingredients to our continued success.
360 Stone Creek Point, Suite 302, Charlottesville, VA, 22902
All Credit Mortage are a family-owned mortgage brokerage, specializing in finding home loans for people with all credit scores.Our ability to shop different mortgage investors at wholesale rates allows us to reward customers with a larger range of products, allowing higher and lower credit scores, as well as the best rates for them, nationally
Founded in 1940 as the Pan American World Airways Credit Union, PAFCU currently serves 40, 000 employees of over 400 different companies throughout the United States. At PAFCU, there are no customers—everyone is a member and owner of the credit union and receives friendly, respectful service from the staff
527 Townline Road, Suite 305, Hauppauge, NY, 11788
Lighthouse Mortgage Founder/President. Brokered in excess of $600 million in real estate loans, commercial and residential. Hired and trained a staff of 20 sales people and 5 support staff. Developed program to expedite loan process from initial borrower contact through appraisal, underwriting and closing ensuring quick turnaround time.
Island Federal Credit Union, headquartered in Hauppauge, N.Y., is a not-for-profit, full-service financial institution, providing affordable banking products and services to Long Islanders. Founded in 1955, Island has grown to be among the top-performing credit unions in New York State with over $1 billion in assets, serving more than 45, 000
