Explore the differences! FHA VS Conventional loan programs in Lake-George, Warren County, New York

In 2026, the Conventional loan limit for Lake-George, located in the county of Warren, NY, is $647,200, while the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to assess today's leading rates for Conventional compared with FHA and USDA, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, aiding you in deciding which program in NY best matches your financial situation.

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2026 Loan Limits & Downpayment Requirements in Lake-George, Warren, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 12824

Exploring Conventional and FHA Loan Options in Lake-George, NY

Lendersa® aims to provide you with the best Conventional, USDA, or FHA loan promptly and with ease. Choose one of three starting points to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results visualization


Lake-George Lenders

  • Parks Heritage FCU
  • 5 Murray Street, Glens Falls, NY, 12801
  • Lends in New York
  • Parks Heritage Federal Credit Union is proud to be a part of the rich history of the Glens Falls region. We celebrate our heritage every day in the form of our name.

    Originally founded in 1965, Parks Heritage Federal Credit Union is the chosen financial institution for medical service related professionals that care for our communities.

  • Cooper's Cave Federal Credit Union
  • 92 Dix Avenue, Glens Falls, NY, 12801
  • Lends in New York
  • Cooper’s Cave Federal Credit Union, created by Finch Pruyn employees and chartered in 1958, remains a not-for-profit institution owned by you, our member. Cooper’s Cave FCU presently serves some 2, 450 members, with approximately $20 million in assets.

    Membership in this credit union is open to residents of Warren County,

  • Glens Falls National Bank and Trust Company
  • 250 Glen Street, Glens Falls, NY, 12801
  • Lends in New York
  • "As a full-service commercial bank, we offer a broad range of financial services, including:
    Online and mobile banking
    Consumer and commercial loans
    Trust and retirement services
    Money market and deposit accounts
    Wealth management
    Insurance services
    Since 1851, we have been serving this region and helping our neighbors achieve their f

  • Great Meadow Federal Credit Union
  • 26 East Main Street, Granville, NY, 12832
  • Lends in New York
  • Great Meadow Federal Credit Union is a Financial Services company serving Warren, Washington and Essex Counties in New York, as well as Addison, Bennington and Rutland Counties in Vermont for over 60 years. BauerFinancial 5Star rated for over 25 consecutive years.

    We are a not-for-profit cooperative financial institution serving

  • Hudson River Community Credit Union
  • One Third Street, Corinth, NY, 12822
  • Lends in New York
  • Hudson River Community Credit Union (HRCCU) was founded in 1954 by the employees of International Paper Company in Corinth, New York as IPCO Federal Credit Union.

    Today, HRCCU is a state-chartered community credit union. Anyone who lives, works, worships, or attends school located within Saratoga, Warren, Washington,

  • TrailNorth Federal Credit Union
  • 1178 NYS Route 9N, Ticonderoga, NY, 12883
  • Lends in New York
  • TrailNorth Federal Credit Union has been serving the financial needs of its members since 1954. TrailNorth provides membership. Persons who live, work, worship, or attend school in, or businesses or legal entities located in Essex, Washington, Warren, Clinton and Franklin Counties in New York and Addison County in Vermont.

  • The Adirondack Trust Company
  • 473 Broadway, Saratoga Springs, NY, 12866
  • Lends in New York
  • We’re the Adirondack Trust Company, and we go above and beyond to create solutions for people, businesses and our community.

    As a successful independent Bank that’s been serving this area for more than a century, we are vested in your success and committed to taking you and our community to greater heights.

  • Capital Bank
  • 3057 Route 50, Saratoga Springs, NY, 12866
  • Lends in New York
  • Capital Bank opened for business on Wolf Road in the Town of Colonie in December of 1995. The Bank was founded by a group Albany-based business people and community leaders. The founders knew there was a niche for a new commercial bank in the Capital Region. Over the next 15 years, the forecast of the founders came to fruition,