FHA VS Conventional loan programs in 2025 for Lancaster, Erie County, New York

In 2025, Convetional loan limit in Lancaster, county of Erie, NY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Lancaster, county of Erie, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 14043, 14026, 14086

Conventional and FHA loan options in Lancaster, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Meadowland Credit Union
  • 1040 North Main Street, Sheboygan Falls, WI, 53085
  • Meadowland Credit Union was chartered on April 18, 1957 as Bemis Employees Credit Union. At that time, the credit union was serving only the employees of Bemis Manufacturing and their immediate family members. On January 10, 1995, our field of membership was expanded to include employees of Richardson Industries and their immediate family members.
  • Peninsula Federal Credit Union
  • 2929 3rd Avenue North, Escanaba, MI, 49829
  • Established in 1941, Peninsula Federal Credit Union has grown from 231 members to over 11, 000 members with assets in excess of $142 million. Founded as an occupational credit union we began as the Escanaba Paper Company Employees Federal Credit Union. The name changed to Mead Corporation, Escanaba Division Employees Federal Credit Union
  • Upper Peninsula State Bank
  • 430 North Lincoln Road, Escanaba, MI, 49829
  • Upper Peninsula State Bank was formed in 1902 for the purpose of providing banking services to the citizens of Delta and surrounding counties. From humble beginnings, our founders and their successors built one of the finest financial institutions in the Upper Peninsula. For 119 years we have made loans to start or expand local businesses.
  • Lakeside Mortgage
  • 3025 N. Western Avenue, Suite 102, Chicago, IL, 60618
  • At Lakeside Our Vision is… To be known as the most Professional and Ethical mortgage company in the Chicago land area. We have but One Mission… We choose to focus on our customers and their needs – One Relationship at a Time. It has made us who we are today and will carry us securely into the future.
  • Continuum Capital Funding
  • 4044 North Lincoln Ave, Suite 406, Chicago, IL, 60618
  • Continuum Capital Funding (CCF) is a direct lender, providing loans to professional re-developers of rental residential and mixed-use properties throughout Chicagoland. Since 2007 we have helped our clients acquire, renovate and stabilize investment properties CCF customers are typically experienced real estate investors.
  • Sherwin-Williams Credit Union
  • 16230 Prince Drive, South Holland, IL, 60473
  • Sherwin-Williams Credit Union We are a full service credit union that offers various deposit accounts including savings, checking, CDs, IRAs, and money markets. We also offer all kinds of loans such as mortgages, home equity loans, vehicle loans, signature loans, share secured loans, credit cards, and pay day lending for quick cash
  • Chicago National Finance
  • 2000 W. Grand Ave, Chicago, IL, 60612
  • Chicago National financial backgrounds and over 40 years of combined experience, our ownership team secures you the lending programs that best fit your financial goals. With our excellent lending institutions and Tier 1 status we are able to balance the best custom tailored one-on-one service with some of the best rates in the industry.
  • Starlight Home Mortgage
  • 4106 Oakton Street, Skokie, IL, 60076
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.