Explore the differences! FHA VS Conventional loan programs in Marlboro, Ulster County, New York

For the year 2026, the limit for a conventional loan in Marlboro, located in the county of Ulster, NY, is $726,200. Meanwhile, the maximum FHA loan for a single-family home stands at $472,030.

The Lendersa® Conventional loan calculator is your tool to analyze today's top Conventional, FHA, and USDA rates. It helps evaluate income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, compare Conforming Conventional loans with USDA, FHA, and VA options side-by-side, assisting in choosing the most suitable program in NY for your financial scenario.

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2026 Loan Limits and Down Payment Requirements in Marlboro, Ulster County, NY

Loan Type Loan Limit Down Payment Required
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: The above table is relevant for the following zip codes: 12542

Explore Conventional and FHA Loan Options in Marlboro, NY

Lendersa® is committed to delivering the most beneficial Conventional, USDA, or FHA loans efficiently and without the hassle. Choose from three initial strategies that lead to matched lenders and loan programs.

Lendersa USDA loan request outcome


  • MLS FUNDING
  • 8640 Martin Way E Suite D, Lacey, WA, 98516
  • MLS Funding is a local and privately owned Mortgage Broker/Bank. We have all the tools and resources of a large bank, but the customer service and flexibility of a small business. We utilize cutting edge technology to facilitate the loan transaction and have an extremely competitive rate and fee structure.

  • Arama Real Estate Services
  • 7426 Cherry Avenue, Suite 210, Fontana, CA, 92336
  • Arama Real Estate Services (ARES) is a Licensed Real Estate Company that provides Residential & Commercial real estate services for all your sale, purchase, lease, investment and Property Management needs within the Southern California market and beyond. In addition, we offer supplemental services of business opportunities for investors.

  • VirtuaLending
  • 9267 Haven Ave, Suite 150,, Rancho Cucamonga, CA, 92336
  • Virtua Lending We're not just a lender. We're a homeowner resource. Our mission is to break the standard of modern mortgage lending. We understand our clients well and are focused on providing the best service possible. We hold our name to our reputation. We will make sure you know that we are the most competitive and diligent people.

  • Eddie Mac Mortgage
  • 41908 Vardon Drive, Temecula, CA, 92591
  • "Our mission is to serve our customers with honesty, integrity and professionalism, while providing guidence for financing of their home loans.

    Our goals are to not only provide the best customer service, but provide a variety of home loan options at the lowest interest rates and costs possible."

  • Rehab Loan Group, Inc.
  • 3585 Main Ave, Suite 208, Riverside, CA, 92501
  • We offer first time and experienced flippers access to this capital and can offer both refinance or purchase loans, with or without rehab financing. We also work with Investors that would like to acquire or refinance Rental property, Small to mid-sized and even large Apartment buildings, as well as commercial property.

  • Broker Brothers Real Estate
  • 3393 14th Street, Suite C, Riverside, CA, 92501
  • Broker Brothers Real Estate buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Military Mortgage Group
  • 38625 Calistoga Dr, Suite 200, Murrieta, CA, 92563
  • At Military Mortgage Group, a professional mortgage company specializing in VA & FHA loans. At Military Mortgage Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • Premiere Capital Mortgage
  • 41690 Ivy Street, Suite B, Murrieta, CA, 92563
  • We are a group of innovative thinkers with a huge list of lenders to get you approved. We get referrals all the time for situations where other brokers or lenders are unable to find financing. Determination and unwillingness to take “No” for an answer is part of what makes us successful.