FHA VS Conventional loan programs in Gardnertown, Orange County, New York

In 2025, Convetional loan limit in Gardnertown, county of Orange, NY is $726,525 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Gardnertown, county of Orange, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,525 3%
USDA $581,200 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 12550, 12551, 12552

Conventional and FHA loan options in Gardnertown, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • ACC Mortgage Lending
  • 2245 Campus Drive, El Segundo, CA, 90245
  • "ACC Mortgage Lending is a top producing mortgage firm licensed in CA, CO, TX, NM, AZ, WA, GA, MN Our Loan Originators are seasoned professionals and highly ranked in our field. We know that each customer has specific needs, so we provide a wide array of products, expertise, and customizatoin for your home loan financing."
  • Capital Loans
  • 2121 Rosecrans Avenue, Suite 2310, El Segundo, CA, 90245
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Vortex Mortgage
  • 840 Apollo Street, Suite 100, El Segundo, CA, 90245
  • Vortex Mortgage, we understand just how important it is to choose the right loan that not only meets your mortgage needs, but that also considers your overall financial goals. A mortgage still remains the single largest personal expense Americans commit to, with an average of 60-70 percent of their mortgage payment being spent on interest cost.
  • Fortitude Real Estate Loans
  • 949 Eucalytpus Dr El, El Segundo, CA, 90245
  • Fortitude Real Estate Loans founder of the Benjamin Pruett goal is to assist you in your real estate needs by providing you the best loan options available. I offer competitive rates and cost-saving programs that will help you achieve your goals. As a 15-year resident of the Los Angeles South Bay area, I have helped many people realize their dream
  • Aries Loans, Inc.
  • 2121 Rosecrans Ave, Suite 2340, El Segundo, CA, 90245
  • At Aries Loans, we feel it's important to not only communicate with your loan officer, but also with the processing team. Access to most recent tasks, documents, and processing chat logs allow for all associated parties to be in sync for your loan. This company currently has approximately 1 to 5 employees and annual sales of Under $500, 000.
  • SRE Mortgage Alliance Inc.
  • 2245 Campus Drive, El Segundo, CA, 90245
  • SRE Mortgage Alliance is dedicated to providing exceptional value to mortgage brokers by offering competitive products, excellent service and reliable on-time closing. SRE Mortgage Alliance is a new wholesale lender specializing in residential home loans. We are #BuiltForPurchase and #FocusedOnYou.
  • ALL SQUARE MORTGAGE INC
  • 2150 Park Pl, Suite 100, El Segundo, CA, 90245
  • All Square Mortgage Inc Founded in 2012 and top 20 lenders by a preferred national investor. The key to our success has been a combination of consistently offering the competitive rates and fees along with giving our clients outstanding customer service. We take pride in treating our clients with honesty and integrity
  • Specialty Lending Group
  • 400 Continental Blvd., 6th Fl., El Segundo, CA, 90245
  • "Since 1991, our team has funded thousands of real estate loans for California Home Buyers, Homeowners and Investors. Those who have faced challenges with their credit, down payment, debt-to-income ratios, employment history, provable income, etc. Together with our experience and expertise, we provide solutions"
  • Rockland Commercial
  • 222 N Pacific Coast Highway, Suite 2000, El Segundo, CA, 90245
  • Rockland Commercial is a full service mortgage lending firm that specializes in commercial & apartment mortgage financing. We are located in Redondo Beach, Manhattan Beach, and in Los Angeles County. We provide commercial and apartment loans to businesses and individuals throughout California, Arizona, Nevada, Washintgon, and the rest of the nation
  • Peer Street, Inc.
  • 2121 PARK PLACE STE 250, El Segundo, CA, 90245
  • "PeerStreet is a first-of-its-kind online platform for investing in real estate debt. The platform represents a two-sided marketplace that, on one side, provides hassle-free access to an asset class that was previously inaccessible to individual investors: short-term, real estate backed loans.
  • BDM Mortgage Services
  • 21601 Devonshire Street, #219, Chatsworth, CA, 91313
  • At BDM Mortgage Services our church loans are based primarily on the equity in the church’s real estate. Naturally other items are considered, such as income, but the primary factor is the equity. Normally if there is sufficient equity in the church’s real estate we can arrange the church loan.
  • Broadway Capital Partners
  • 1617 Broadway, Suite B, Santa Monica, CA, 90404
  • Broadway Capital Partners is located in Santa Monica, CA, United States and is part of the Offices of Real Estate Agents and Brokers Industry. We founded Broadway Capital Partners in 2012 in response to significant challenges in real estate Finance Market, and the need for a relationship driven platform dedicated to servicing our clients.