For the year 2026, in Lloyd of Ulster county, NY, the limit for a Conventional loan is set at $726,200. In comparison, the limit for an FHA loan, applicable for a single-family home, is $472,030. Understanding these limits is essential whether you're purchasing a new home or refinancing an existing one.
Utilize the Lendersa® Conventional loan calculator to effectively compare today's leading rates for Conventional, FHA, and USDA loans. It provides insights into the necessary income, credit standings, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator enables a detailed side-by-side analysis of Conforming Conventional loans, compared to USDA, FHA, and VA options—helping you choose the best fit for your financial needs in NY.
Browse through loan offers from an extensive selection of 100 lenders
| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
Note: The comparison table is relevant to the following zip codes: 12515
The mission of Lendersa® is to help you obtain the best available Conventional, USDA, or FHA loans quickly and hassle-free. Start by selecting one of our three pathways that guide you to becoming matched with lenders and the loan programs that suit your needs best.
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