FHA VS Conventional loan in German-Flatts, Herkimer County, New York
In the year 2025, the county of Herkimer, located in German-Flatts, NY, has a Conventional loan cap of $647,200 for single-family homes, compared to the FHA ceiling which is $420,680.
Utilize the Lendersa® Conventional loan calculator to juxtapose today’s rates across Conventional, FHA, and USDA options, assessing the necessary income, credit score, reserves, and documentation for eligibility. This advanced calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans next to each other, enabling an informed decision about which program in NY suits your financial needs.
Loan limits and down payment details for 2025 in German-Flatts, Herkimer, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison is valid for the zip codes: 13407, 13357
FHA and Conventional loan alternatives in German-Flatts, NY
Our primary aim at Lendersa® is to facilitate a quick and hassle-free process in procuring the best possible Conventional, USDA, or FHA loan. Start with any of the three pathways to connect with compatible lenders and suitable loan programs.
8650 Freeport Parkway South, Suite 250, Irving, TX, 75063
KBHS offers competitive rates and exceptional service on Conventional, Government (FHA, VA & USDA) and Jumbo Fixed & Adjustable Rate Mortgages with a variety of terms designed to meet the diverse needs of new construction homebuyers. Bond loans and other mortgage products suited for homebuyers are also availab
We are Mr. Cooper, the nation’s largest non-bank mortgage servicer and a leading mortgage lender. And we’re here to keep the dream of homeownership alive. Our HQ is located in Dallas, TX, with major outposts in Irvine, CA; Chandler, AZ; Longview, TX; Highlands Ranch, CO; and Chennai, India. We have a total of ninety offices all over the USA
5215 N O'Connor Blvd, Suite 1100, Irving, TX, 75039
Founded in 1999, Uptown Funding is a leading private, independent mortgage company that originates residential and commercial mortgage loans and is the among the finest mortgage originators in the United States. Headquartered in Irving, TX, Uptown Funding originates loans through direct mortgage originators and is guided by discipline
5000 Riverside Dr, Building 5, Suite 100W, Irving, TX, 75039
Sherman Bridge is an ideal partner for the purchase of distressed single-family residential properties. Our leadership stems from a high degree of ground-floor experience and vast knowledge of residential real estate investment.Our loans cater to flippers and landlords. With benefits such as low rates and high loan-to-value ratios.
Home Loans with Ashley, where promises are kept and expectations exceeded. Your DREAM HOME is within reach. Ashley Turner epitomizes integrity, hard work, diligence, and creative service in every detail of your mortgage transaction. Ashley have worked in various aspects of the mortgage industry over the past 16 years.
Array Capital Investment Co, LLC. It is here to give you the right loan for your situation, whether you are looking for a loan of 30 or 15 years, we are your solution.We offer a conventional loan of 1% deposit offer many options to get rid of mortgage insurance and We teach you how to get a score higher credit approvals
BOSSE Lending is a hard money lender, focused on real estate investment properties in Texas.In addition to lending, we are able to advise our clients on their investments throughout the process - acquisition, renovation and listing services.BOSSE Lending guarantees a one-time fee at closing.
our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
