FHA VS Conventional loan in Monroe, Orange County, New York

In 2025, Convetional loan limit in Monroe, county of Orange, NY is $726,525 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Monroe, county of Orange, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,525 3%
USDA $581,200 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 10926, 10950, 10949

Conventional and FHA loan options in Monroe, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Kitsap Credit Union
  • 155 Washington Avenue, Bremerton, WA, 98337
  • Kitsap Credit Union has a unique culture that is infectious among its employees. We create a safe, fun, and friendly working environment where all employees are valued. To help support our mission of members joining together to build a stronger community, KCU employees are often volunteering in the community or at community events.
  • Bryte Home Loans
  • 5151 Borgen Blvd, Suite 101C, Gig Harbor, WA, 98332
  • We own homes, work, and raise our families in the same communities where you want to live. Our commitment to excellence extends to the relationships we maintain with local industry professionals, providing you a seamless home-lending experience.Bryte Home Loans is a mortgage company that serves Arizona, California, and Colorado.
  • Eddie Mac Mortgage
  • 41908 Vardon Drive, Temecula, CA, 92591
  • "Our mission is to serve our customers with honesty, integrity and professionalism, while providing guidence for financing of their home loans. Our goals are to not only provide the best customer service, but provide a variety of home loan options at the lowest interest rates and costs possible."
  • A R Home Loans Direct, Inc.
  • 39785 Golden Rod Road, Temecula, CA, 92591
  • A R Home Loans Direct, Inc. is a Mortgage Broker company servicing customers throughout California. We work with customers of any and all credit histories, and strive to assist our customers in reaching their financial goals With over 20 years experience in the Real Estate lending business.
  • Ameripro Lending, Inc.
  • 26149 Matlin Rd, Ramona, CA, 92065
  • We are here for you. From the start, you can expect your conversations with us to be friendly, educational, and comprehensive. It is our priority to take the time to truly get to know you and the specific details of your individual situation. You can count on us to dedicate our time and many years of expertise to help you reach your Home
  • San Vicente Mortgage
  • 1174 Main Street, Ramona, CA, 92065
  • "San Vicente Mortgage Lending Group is located in the beautiful city of Ramona (which is also known as Valley of the Sun) and services the entire State of California. San Vicente Mortgage is managed by long-time mortgage veterans, Christie Carlson and Jason DeLeo. Our extensive experience and expertise in the mortgage industry ensures"
  • Military Mortgage Group
  • 38625 Calistoga Dr, Suite 200, Murrieta, CA, 92563
  • At Military Mortgage Group, a professional mortgage company specializing in VA & FHA loans. At Military Mortgage Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Javier Marino Patriot Pacific Financial Corp
  • 38625 Calistoga Dr, Suite 200, Murrieta, CA, 92563
  • We are a full-service mortgage company based in Temecula, CA. I specialize in VA Loans in Temecula, Menifee, San Diego, Murrieta, Lake Elsinore and Oceanside. We also serve the surrounding cities in Riverside County. Whether you are buying a home or refinancing in any of these zip codes: 92590, 92584, 92584, 92592,