FHA VS Conventional loan in Monroe, Orange County, New York
As we enter 2025, the conventional loan cap in Monroe, within Orange county of NY, is $726,525; meanwhile, the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® Conventional loan calculator to assess the best current rates between Conventional, FHA, and USDA loans. Identify necessary income, credit, reserves, and documentation for qualification. With our comprehensive mortgage tool, examine Conforming Conventional loans alongside USDA, FHA, and VA options to find the best program for your financial needs in NY.
2025 Loan Caps and Down Payment Requirements in Monroe, Orange, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,525
3%
USDA
$581,200
0%
FHA
$472,030
3.5%
This table is valid for zip codes: 10926, 10950, 10949
Explore Conventional and FHA Loan Choices in Monroe, NY
The mission of Lendersa® is to help you secure the ideal Conventional, USDA, or FHA loan quickly and smoothly. Begin with one of these three avenues to discover matching lenders and programs:
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