FHA VS Conventional loan programs in Woodbury, Orange County, New York

For the year 2026, the limit for a Conventional loan in Woodbury, located in the county of Orange, NY, stands at $726,525. In comparison, the FHA loan limit for a single-family home is set at $472,030.

Lendersa® offers a Conventional loan calculator to help you evaluate today's most favorable rates among Conventional, FHA, and USDA options. With our sophisticated mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to select the most suitable program for your financial circumstances in NY.

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Current 2026 Loan Limits and Down Payment Requirements in Woodbury, Orange County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,525 3%
USDA $581,200 0%
FHA $472,030 3.5%

This comparison table is relevant for zip codes: 10917

Exploring Your Loan Options: Conventional and FHA in Woodbury, NY

The mission of Lendersa® is to help you find the most appropriate Conventional, USDA, or FHA loan swiftly and efficiently, without the usual complications. Begin with one of three preliminary steps to find the matching lenders and loan options that suit your needs.

Lendersa USDA loan request and match analysis


Woodbury Lenders

  • Superior Mortgage Co., Inc.
  • 578 Route 32, Highland Mills, NY, 10930
  • Lends in New York
  • Superior Mortgage Co., we specialize in residential and commercial loans. This is all we do so you can count on us to provide the best products and services available. Whether you are purchasing or refinancing or you need a home equity loan, even if you have credit problems, we can help you.When you call Superior Mortgage you work directly with us.

  • O&R Utilities Employees Federal Credit Union
  • 14 Talmadge Court, Monroe, NY, 10950
  • Lends in New York
  • On September 9, 1980 a small group of O&R Utilities Employees chartered the credit union. It was formed for the purpose of creating a place where employees could save and borrow safely, confidentially and at fair rates of interest. Our current location is at 14 Talmadge Court in Monroe, NY

  • Astar Home Capital Inc
  • 48 Bakertown Road, Suite 204, Monroe, NY, 10950
  • Lends in New York
  • Astar Home Capital, your best interest is our only goal. Putting this mindset into action, we focus on educating you as a customer, explaining the details and advantages of all the different options. Staying constantly in touch, our brokers go above and beyond, leaning on their years of experience, knowledge, and creativity to secure loans.

  • Capital M Inc.
  • 48 Bakertown Rd, Suite 303, Monroe, NY, 10950
  • Lends in New York
  • Capital M believes that the success of the mortgage depends on a smooth and efficient system. From origination until closing and beyond, The M Method is designed to take the confusion, headache, and uncertainty out of the equation.Mayer Gross and his team, has been helping people secure low-rate mortgages for more than 23 years.

  • THE MINT CAPITAL INC
  • 24 Gilbert St Extension, Monroe, NY, 10950
  • Lends in New York
  • At Mint Capital, we’ll help you get approved for your dream home. Show us the home you would like to purchase and we’ll advise you on the best options to make it yours. Our team has an unmatched, deep understanding of the mortgage application process and the strongest selection of loan options that other brokers aren’t aware of or cannot access.

  • A.S.A.P. Mortgage Corp.
  • 2 S. Division St, 2nd Floor, Peekskill, NY, 10566
  • Lends in New York
  • ASAP Mortgage Corp. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual home buyers throughout New York, New Jersey, Connecticut, Massachusetts, Pennsylvania, and Florida. We are a full service mortgage brokerage firm with an experienced staff offeri

  • Sun Mortgage Company, Inc.
  • 2 Robbie Rd Cortlandt, Manor, NY, 10567
  • Lends in New York
  • Sun Mortgage Company, Inc., professional mortgage company specializing in residential mortgages. 7 years Five Star Mortgage Professionals, Ranking in the top 1% for client satisfaction out of 1,800 Realtors, Westchester Magazine. At Sun Mortgage Company, Inc., we will find a loan that fits each borrower.

  • The Everest Equity Company, Inc.
  • 2 Executive Blvd Ste 201, Suffern, NY, 10901
  • Lends in New York
  • The Everest Equity Company, Inc. is a corporation, founded in 2004, with an experienced,highly skille, & professional staff of Mortgage Brokers, along with an extensive support team, who specialize in meeting our clients’ unique mortgage needs.Our goal at the Everest Equity Company is to provide you with the smoothest and most comfortable mortgage.

  • Prodigy Mortgage Corp
  • 3 Dalewood Court, New City, NY, 10956
  • Lends in New York
  • Rick Spears founded Prodigy Mortgage Corporation in 1999. Our philosophy is to conduct ourselves as a Discount Mortgage Broker with concentration in high net worth borrowers, 1st time homebuyers, FHA, and VA financing. We have deep and long standing business relationships and agreements with banks and Lending Companies.