FHA VS Conventional loan programs in 2025 for Montgomery, Orange County, New York
In the year 2025, the Conventional loan limit in Montgomery, within the jurisdiction of Orange, NY, is established at $726,525. Concurrently, the FHA limit for a single-family dwelling is set at $472,030, accommodating the housing needs in this area.
Employ the Lendersa® Conventional loan calculator to effectively compare today's highest available rates among Conventional, FHA, and USDA loans. This tool enables you to determine the necessary income, credit, reserves, and documents required for securing approval. With our sophisticated mortgage calculator, you can juxtapose Conforming Conventional loans alongside USDA, FHA, and VA loans to assist in making an informed decision about which loan package is most apt for your particular financial situation in NY.
Comprehensive Review of 2025 Loan Limits and Downpayment Requirements in Montgomery, NY
Loan Type
Maximum Loan Limit
Minimum Downpayment
Conventional Conforming
$726,525
3%
USDA
$581,200
0%
FHA
$472,030
3.5%
Please note, the zip codes relevant to this comparative analysis are as follows: 12586, 12543, 12549, 12575
Exploring Conventional and FHA Loan Opportunities in Montgomery, NY
The primary objective of Lendersa® is to swiftly connect you with superior loan opportunities, whether Conventional, USDA, or FHA, in a seamless manner. Explore three unique pathways, each designed to align you with the best-fitting lenders and loan programs available today.
Kinetic Credit Union has been serving the needs of our members since 1956. Located in Columbus, Ga., Kinetic serves a seven-county area in west central Georgia and east central Alabama The benefits of a Kinetic membership extend far beyond convenient banking solutions, competitive rates, and financial advice.
NeighborWorks® Columbus strives to promote and provide access to fit and affordable housing and build assets for financial independence for all citizens of low to moderate income. NeighborWorks® Columbus is a customer-focused enterprise offering unique programs and services that empower our customers to achieve their dreams.
We are a community Bank whose mission is to provide superior service and innovation to our customers Phenix Girard Bank is a Bank with operations in one state. Phenix Girard Bank offers numerous mortgage programs including conventional, non-owner occupied, FHA, VA, USDA and construction mortgages.
Coosa Valley Mortgage, Inc. is a family owned business established in 1996 to serve St Clair County and the surrounding areas. Our mission is to offer competitive rates while providing top-notch customer service and finding the best loan product for your financial situation. We offer a variety of mortgage loan programs
Established in 1903, First National Bank of Bangor is independently owned and is proud to be your “Community Bank.” We offer a wide range of products and services to satisfy both your business and personal financial needs. We support and partner with our local communities in activities to improve the quality of life for their residents.
On January 10, 1903, Theodore S. Chapman, Frederick Jacobs, Joseph R. Fulkerson, and Allen M. Slaten were granted permission to organize a bank to be known as the Jersey State Bank with capital stock of $25, 000.On January 28, 1903 Jersey State Bank opened its door for business at 123 West Pearl Street in Jerseyville
Lauderdale County Teachers Credit Union is committed to meeting the ever-changing needs of your financial well-being. Established by school employees’ – for teachers, administrators, and support staff – Lauderdale County Teachers Credit Union, for more than 60 years has been providing quality, committed service.
First Southern Bank has been helping Shoals residents with their mortgage needs for over 80 years. Whether you are buying, building, or refinancing, First Southern Bank has the right loan to meet your needs. We offer competitive rates for your mortgage lending needs.Let First Southern Bank’s mortgage loan.
We’ve done this by sticking with what business owners tell us they like. They enjoy dealing directly with the decision-maker, so they get fast answers. We attract and retain outstanding bankers, so they can work with the same people for many years, instead of repeatedly starting from scratch with new bankers
