FHA VS Conventional loan in Montgomery, Orange County, New York
In the year 2025, the Conventional loan limit in Montgomery, within the jurisdiction of Orange, NY, is established at $726,525. Concurrently, the FHA limit for a single-family dwelling is set at $472,030, accommodating the housing needs in this area.
Employ the Lendersa® Conventional loan calculator to effectively compare today's highest available rates among Conventional, FHA, and USDA loans. This tool enables you to determine the necessary income, credit, reserves, and documents required for securing approval. With our sophisticated mortgage calculator, you can juxtapose Conforming Conventional loans alongside USDA, FHA, and VA loans to assist in making an informed decision about which loan package is most apt for your particular financial situation in NY.
Comprehensive Review of 2025 Loan Limits and Downpayment Requirements in Montgomery, NY
Loan Type
Maximum Loan Limit
Minimum Downpayment
Conventional Conforming
$726,525
3%
USDA
$581,200
0%
FHA
$472,030
3.5%
Please note, the zip codes relevant to this comparative analysis are as follows: 12586, 12543, 12549, 12575
Exploring Conventional and FHA Loan Opportunities in Montgomery, NY
The primary objective of Lendersa® is to swiftly connect you with superior loan opportunities, whether Conventional, USDA, or FHA, in a seamless manner. Explore three unique pathways, each designed to align you with the best-fitting lenders and loan programs available today.
Not Your Average Lender is Buying a house is challenging, especially in this market. There are dozens of ways to make your loan more affordable, yet more attractive to sellers. Let us show you how! Our team of professionals is ready to help you succeed. For guidance in selecting the right loan program for your situation
Homestead Mortgage was founded in 1997 by Dave Faul. Faul was interested in a more personal, hands-on approach for clients to help achieve the best home loan experience. Homestead Mortgage has been serving the Golden Triangle and Texas, for the past 20 years. Our years of experience has lead us to provide a better experience for our clients
2040 West Spring Creek Parkway, Suite 135, Plano, TX, 75023
Bengal Brokerage Llc was founded in 2010, and is located at 2070 W Spring Creek Pkwy in Plano.
At Bengal, we pride ourselves on being your ONE STOP SHOP for all your Real Estate and Mortgage needs. Our services include:Real Estate, Mortgage, Investment, Rentals, Property Management.
The Crestway Mortgage Group (CMG) as mortgage loan broker acts as an intermediary behalf of individuals or businesses and lenders. As the market for mortgages have become more competitive the role of the mortgage broker has become more popular and essential for those looking for mortgage loan options.
Since 1910, Western Nebraska Bank has been known for the friendliness and personal relationships that characterize a rural community. Today our progressive leadership is looking ahead to the opportunities of the next hundred years as agriculture and banking technology develop locally and globally.
To our customers, we pledge performance excell
We are Sure Fund Mortgage and we are licensed to provide mortgage services for residential properties in Georgia and Texas. We have a team of mortgage experts to guide you through this major financial decision. We will treat you with the respect due a valued customer and give you the personal service you deserve.
Alliance Mortgage Group we are here to help you navigate the many different home loan options that are available. Those options include conventional home loans, FHA loans for those looking to purchase a home with little money down or less than stellar credit, VA loans for military personnel, and Jumbo or Super Jumbo loans
Texas Mortgage Partners, LLC is a Mortgage Broker specializing in Conventional, FHA/VA & Jumbo loans throughout Texas. We understand the “city” property as well as the “rural” property. We can also assist in lot loans, construction loans, farm/ranch loans & commercial real estate loans.
Stone Lake Mortgage make the decision easy. The reason is because at the top of our list is a commitment to simplifying the entire mortgage process with a warm and professional approach! Therefore, when working with Stone Lake Mortgage, not only will we treat you with the respect you deserve
