FHA VS Conventional loan in Walden, Orange County, New York

In 2025, the limit for Conventional loans in Walden, within Orange County, NY, is established at $726,525, whereas the FHA limit for a single-family home reaches $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the latest best rates across Conventional, FHA, and USDA. Our enhanced mortgage calculator allows you to evaluate Conforming, Conventional, USDA, FHA, and VA loans side by side, assisting you in deciding the most suitable program for your specific financial situation in NY.

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2025 Loan Limits and Down Payment Requirements in Walden, Orange County, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,525 3%
USDA $581,200 0%
FHA $472,030 3.5%

The table is applicable to zip codes: 12586

Exploring Conventional and FHA Loan Options in Walden, NY

The primary aim of Lendersa® is to swiftly secure the best possible Conventional, USDA, or FHA loan for you, with minimal hassle. Choose one of the three initial steps that connect you with matching lenders and loan programs.

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  • Farmington Bank
  • 16 N Main St, Farmington, IL, 61531
  • The term ""individual independence"" has been associated with and intertwined with Farmington and its development since before the city was platted in 1834. A small band of Pottawatomi Indians, tired of continual warring and bloodshed, showed their independence when they left the rest of their tribe and settled in what is now Farmington
  • Alliance Community Bank
  • 321 N. Sixth Street, Petersburg, IL, 62675
  • Alliance Community Bank is a $325 million financial institution operating four full service bank locations in Menard and Sangamon Counties. Trust services as well as the non-insured ACB Wealth Management division compliment the full array of traditional FDIC insured banking products offered through the bank.
  • Marshland Credit Union
  • 3650 Community Rd, Brunswick, GA, 31520
  • Marshland Credit Union consistently serves its members with the high-quality and professional service they look for in a financial institution. Marshland Credit Union is a not-for-profit organization. This means that any profits made by the credit union are returned to the member in the form of lower rates on loans
  • Loan Velocity
  • 4236 Norwich St, Brunswick, GA, 31520
  • veterans, Loan Velocity is a team of mortgage professionals with over one hundred years of combined experience. By integrating the ideals and principles from our military experiences, we strive to always give our clients our detailed attention while completing the mission at hand. Here at Loan Velocity, we believe that honesty and integrity
  • Citizens Bank & Trust AL
  • 711 Gunter Avenue, Guntersville, AL, 35976
  • Today’s banking customers have come to expect convenient, advanced financial services. What you may not expect is truly personalized customer service from someone who takes time to understand your specific needs. At Citizens Bank & Trust, we believe you deserve both aspects in your banking relationship.
  • MSU Federal Credit Union
  • 202 General Services Building, Murray, KY, 42071
  • MSU Federal Credit Union was established in 1978, we are the longest standing financial institution in Calloway County Kentucky. We have a wide variety of financial services to help meet our members short term and long term financial goals. We proudly serve employees and family members of Murray State University
  • Global Mortgage Link LLC
  • 111 N 12th St, Suite B, Murray, KY, 42071
  • "We're committed to helping you: simplifying the process of securing a mortgage by providing guidance and personalized service. ""Let our door open yours."" There’s no doubt that buying a house for the first time can be stressful. You need a ton of documents that you probably do not keep on hand."
  • Athens Area Credit Union
  • 112 Alfred Street, Athens, WI, 54411
  • Formed in May of 1959, the credit union was originally known as “Athens CO-OP Credit Union.” The first board meeting was held June 30, 1959, at the Athens Community Hall. There were 23 members. As a part of the Athens CO-OP, the credit union was established to grant loans to aid the local community with their farm supplies and equipment purchases.
  • Citizens First Bank
  • 1442 Lincoln Way, Clinton, IA, 52732
  • Chartered in 2000, Citizens First Bank plays an important role in community banking. Its products provide customers with effective, locally owned banking choices, e-solutions, and services expertise. Citizens First’s main office is located at 1442 Lincoln Way in Clinton, with branches also at 403 South Washington Boulevard in Camanche
  • Clinton National Bank
  • 235 6th Avenue South, Clinton, IA, 52732
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  • Cadence Bank
  • 8031 US Highway 431, Albertville, AL, 35950
  • Cadence Bank is a leading regional banking franchise with $47.8 billion in assets* and more than 400 branch locations across the South, Midwest and Texas. Cadence provides consumers, businesses and corporations with a full range of innovative banking and financial solutions.Services and products include consumer banking and more.
  • Mortgage Group
  • 8180-B US Hwy 431, Albertville, AL, 35950
  • We want to be your mortgage lending solution. Full Service mortgage broker. We close Conventional, FHA, VA and USDA mortgage loans. Experienced with first time home buyers, move up buyers, retirees, primary residence, 2nd homes, and investment purchases. Over 30 years of experience in all types of mortgage lending.