In 2026, the limit for conventional loans in Newburgh, within Orange county, NY, is set at $726,525. For a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare the most competitive rates today for Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and required documents necessary to qualify. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you select the best loan program in NY tailored to your financial scenario.
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| Type of Loan | Loan Limit | Minimum Down Payment |
| Conventional Conforming | $726,525 | 3% |
| USDA | $581,200 | 0% |
| FHA | $472,030 | 3.5% |
This table is applicable to the following zip codes: 12589
Lendersa® is dedicated to finding you the best possible Conventional, USDA, or FHA loan quickly and simply. Choose from three starting pathways that connect you with matching lenders and suitable loan programs.
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