FHA VS Conventional loan programs in 2025 for New-Haven, Oswego County, New York
For the year 2025, the limit for conventional loans available in New-Haven, located in the county of Oswego, NY, is set at $647,200. Meanwhile, the FHA loan limit for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to evaluate and compare the best current rates for Conventional, FHA, and USDA loans, and ascertain the income, credit, reserves, and documentation requirements for qualification. Our state-of-the-art mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans in a comparative view, aiding you in selecting which program in NY aligns best with your financial scenario.
2025 Loan Limits and Down Payment Insights in New-Haven, Oswego, NY
Loan Type
Loan Cap
Down Payment (%)
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table is relevant for these zip codes: 13114, 13126, 13121
Exploring Conventional and FHA Loan Opportunities in New-Haven, NY
The goal of Lendersa® is to connect you with the optimal Conventional, USDA, or FHA loan swiftly and with ease. Choose from three initial options that guide you towards aligning with appropriate lenders and loan solutions.
West Michigan Community Bank got its start in 1976 when a group of leading Hudsonville citizens joined forces to establish a bank focused on the needs of local businesses and individuals. Local decision-making was a key driver behind the launch, and it received strong support from residents and business owners alike.
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today and also Community Mortgage Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
1700 Magnavox Way, Suite 220, Fort Wayne, IN, 46804
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110 Peppers Ferry Road NW, Christiansburg, VA, 24073
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