In 2026, the conventional loan limit for a single-family home in Scriba, situated in Oswego county, NY, is $726,200, whereas the FHA limit is $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional loans side by side with USDA, FHA, and VA options, aiding your decision on the most suitable program in NY for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table is applicable to zip codes: 13126
The aim of Lendersa® is to help you obtain the best possible Conventional, USDA, or FHA loans quickly and without hassle. Choose one of three starting approaches to find suitable lenders and programs.
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